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2050-2060 Garnet Ave, San Diego, CA, 92109

26beds
16baths
11,062sqft
$10,395,000
$940price/sqft
$61,671/moest. monthly cost
$2,466,840/yrincome needed

About This Home

Beautiful 8 townhome condos [map expired] in Pacific Beach, California Please call listing agent for full marketing package and drone video

Getting Around

88
WalkingVery Walkable
44
TransitSome Transit
60
BikeBikeable

Schools

9/10
10/10
9/10
Mission Bay High SchoolGrades 9-120.5 mi

Construction

Materials

  • Roof: Other/Remarks
  • Construction materials: All Auto Sprinklers,Auto Front Sprinklers,Auto Rear Sprinklers,Cable Available,Fully Landscaped,Metal Fence

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: Owned

Bedrooms & Bathrooms

  • Bedrooms: 26
  • Bathrooms: 16

Features

  • Flooring: Slab

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Central Forced Air Gas

Interior Area

  • Total structure area: 11,062
  • Total interior livable area: 11,062 sqft

Property

Details

  • Parcel number: 4165432400

Features

  • Levels: 2 Story
  • Stories: 2

Parking

  • Parking features: Carports,Garages
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $52,562$630,744
Home Insurance *$934$11,208
Property Taxes $5,803$69,636
Electricity $2,372$28,465
Total$61,671$740,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,114,434/yr
40% on housing$1,850,130/yr
45% on housing$1,644,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$940This listing

vs Other Active Listings

Avg $/sqft

ZIP 92109$1,010
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92109$1,129
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-23Listed for sale$10,395,000

For Sale by Agent

AgentMichael J McCaffery
BrokerageColdwell Banker Realty

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