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2525 W Top Saw Ln, Coeur D Alene, ID, 83814

2beds
3baths
2,230sqft
$735,000
$330price/sqft
$4,261/moest. monthly cost
$170,440/yrincome needed

About This Home

Enjoy luxury living in this 2,230 sq ft twin home at Atlas Waterfront. Featuring 2 bedrooms and 2.5 baths, this home showcases modern high-end finishes and an inviting open layout. A covered front porch sets the tone, while inside you'll find a spacious primary suite with a walk-in closet, spa-inspired mudset shower, and elegant freestanding tub. The generous secondary bedroom also includes its own private bath, offering comfort for family or guests. Thoughtfully designed and beautifully finished, this home delivers both style and function in one of Coeur d'Alene's most desirable neighborhoods.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
Winton Elementary SchoolGrades PK-51.4 mi
--
Lakes Middle SchoolGrades 6-82.9 mi
6/10
Lake City High SchoolGrades 9-122.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Fiber Cement,Frame

Other

  • Builder name: Cobalt Construction Group

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Main level bathrooms: 1

Features

  • High Speed Internet,Smart Thermostat
  • Flooring: Carpet,LVP
  • Common walls with other units/homes: 1 Common Wall

Heating

  • Heating features: Natural Gas,Forced Air,Furnace

Interior Area

  • Total structure area: 2,230
  • Total interior livable area: 2,230 sqft

Property

Details

  • Parcel number: CL8670020060
  • Attached to another structure: Yes
  • Zoning: C-17 PUD

Features

  • Exterior features: Lighting,Rain Gutters,Lawn
  • Has view: Yes
  • View description: Territorial,Neighborhood

Lot

  • Lot size: 3,049 sqft
  • Features: Level,Southern Exposure

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance $153$1,836
Property Taxes $251$3,012
Electricity $141$1,695
Total$4,261$51,132

Income You'd Need if You Spent...

35% on housing$146,091/yr
40% on housing$127,830/yr
45% on housing$113,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 83814$517
Kootenai County$391

vs Homes Sold Last Month

Median $/sqft

ZIP 83814$352
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-06-18Listed for sale$756,000

New Construction Spec

AgentAron Tesulov
BrokerageWindermere/Coeur d'Alene Realty Inc

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