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29822 McGinnis Rd, Edwards, MO, 65326

1beds
1baths
504sqft
$92,500
$184price/sqft
$739/moest. monthly cost
$29,560/yrincome needed

About This Home

Charming second-tier lake home offering a comfortable and efficient layout with 1 bedroom, a kitchen, and a welcoming living room. Though compact in size, the home provides a functional space designed for easy lake living. Outdoor features include a patio, deck, and a spacious yard that create multiple areas to relax and enjoy the setting. A fire pit area offers an inviting space for evening gatherings, and a storage building provides convenient space for lake and outdoor equipment. Located in a lakeside community with views of Lake of the Ozarks, the property also includes access to a nearby community boat ramp for convenient lake access. This property offers a great opportunity for a weekend retreat or a full-time residence near the water.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
South Elementary SchoolGrades PK-58.0 mi
2/10
John Boise Middle SchoolGrades 6-89.8 mi
2/10
Warsaw High SchoolGrades 9-129.8 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Composition
  • Construction materials: Block,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Ceramic Tiles
  • Level: Main

Bedroom1

  • Features: Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Ceramic Tiles
  • Level: Main

Features

  • Ceiling Fan(s),Painted Cabinets
  • Door features: Storm Door(s)
  • Window features: Window Coverings,Thermal Windows
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 504

Heating & Cooling

  • Heating features: Forced Air,Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 504
  • Total interior livable area: 504 sqft

Kitchen

  • Features: Ceramic Tiles
  • Level: Main

Living Room

  • Features: Carpet
  • Level: Main

Property

Details

  • Parcel number: 164.017001006005.000
  • Special condition: As Is

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 5,800 sqft
  • Features: Level,Other
  • Lot size dimensions: 50 x 116IRR

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Cold Wave
Heat Wave
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $467$5,604
Home Insurance *$95$1,140
Property Taxes $36$432
Electricity $141$1,693
Total$739$8,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,337/yr
40% on housing$22,170/yr
45% on housing$19,706/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 65326$150
Benton County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 65326
Benton County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$95,000
2025-12-18Listing removed$99,500
2025-06-18Listed for sale$99,500

For Sale by Agent

AgentRhonda Boedeker
BrokerageRE/MAX Central

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