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2638 N Gately Dr #45, West Palm Beach, FL, 33415

1beds
1baths
989sqft
$154,900
$157price/sqft
$1,240/moest. monthly cost
$49,600/yrincome needed

About This Home

Welcome to your ideal home! This beautifully maintained unit features a spacious living and dining area, plus an air-conditioned Florida Room that offers extra flexible space perfect for a home office, guest area, or reading nook. The interior includes fresh paint, tile flooring throughout, a new A/C unit installed in 2022, a walk-in bedroom closet, and added hallway storage for convenience. The HOA covers water, cable, roof maintenance, and provides access to a community pool, clubhouse, pickleball and tennis courts, dog park, and assigned parking. Come see why this could be the perfect place to call home.

Getting Around

6
WalkingCar-Dependent
22
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

7/10
6/10
3/10
John I. Leonard High SchoolGrades PK,9-122.0 mi

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 989
  • Total interior livable area: 989 sqft

Property

Features

  • Patio & porch: Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Frontage type: Waterfront

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$155$1,860
Property Taxes $105$1,260
Electricity $197$2,366
Total$1,240$14,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,514/yr
40% on housing$37,200/yr
45% on housing$33,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 33415$139
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33415$290
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-26Listed for sale$154,900
2026-01-26Listing removed$154,900
2025-12-01Price change$154,900
2025-10-01Listed for sale$164,900
2025-10-01Listing removed$1,750
2025-07-02Price change$1,750
2025-06-20Listed for rent$1,550
2025-06-20Listing removed$1,550
2025-06-18Listed for rent$1,550

For Sale by Agent

AgentTydarius Latson
BrokerageDouglas Elliman

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