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108 Hannah Trl, Georgetown, TX, 78628

4beds
3baths
2,390sqft
$419,000
$175price/sqft
$3,080/moest. monthly cost
$123,200/yrincome needed

About This Home

Move-in ready and lightly lived-in, this 2022-built Morningstar home offers approximately 2,372 square feet (per tax record) with a functional layout designed for everyday living. Backing to the neighborhood greenbelt trail, the two-story floor plan includes 4 bedrooms, 2.5 baths, a dedicated study with privacy doors, and an upstairs game/media room with an intimate reading nook. At the center of the home, the kitchen connects naturally to the main living area, creating an easy flow for daily activities and entertaining. Quartz countertops, a decorative subway-tile backsplash, stainless-steel Whirlpool appliances, including a gas range, a walk-in pantry, and a center island with breakfast-bar seating, provide both style and function. The living and dining areas extend to the covered patio and fenced backyard, offering added separation from rear neighbors thanks to the greenbelt trail behind the home. The main-floor primary suite features a bay window, an oversized walk-in shower with a tile surround, dual vanities, and a roomy walk-in closet. EVP flooring runs through the main living areas, with carpet in the bedrooms and upstairs spaces for comfort. Energy-efficient features include Low-E windows, spray foam insulation, and a Rinnai tankless water heater for added efficiency and long-term value. Located approximately .1 mile from the Omega Ranch pool and Morningstar amenities, including trails and open green space, and zoned to Liberty Hill ISD (buyer to verify). Located within minutes of shopping, restaurants, and more. Costco and Super Target will be less than 5 miles away when they open. Move in and start enjoying everything Morningstar has to offer sooner rather than later.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
7/10
Santa Rita MiddleGrades 6-81.0 mi
7/10
Liberty Hill High SchoolGrades 9-128.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Board & Batten Siding,HardiPlank Type,Masonry,Spray Foam Insulation

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hill Country
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave,Plumbed For Ice Maker,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Double Vanity,Entrance Foyer,Home Office,Primary Downstairs,Main Level Primary,Pull Down Attic Stairs,Recessed Lighting,Shower Only,Separate Shower,Walk-In Closet(s),Window Treatments,Breakfast Bar,Eat-in Kitchen,Kitchen Island,Pantry,Solid Surface Counters,Walk-In Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,390 sqft

Office

  • Level: Main

Property

Details

  • Parcel number: R621768

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,In Ground,Outdoor Pool
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Porch,Rain Gutters
  • Spa features: None
  • Fencing: Back Yard,Privacy,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 6,359 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Door-Single,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$177$2,124
Property Taxes $523$6,276
Electricity $262$3,149
Total$3,080$36,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,600/yr
40% on housing$92,400/yr
45% on housing$82,133/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 78628$331
Williamson County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78628$203
Williamson County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-01Listed for sale$419,000
2022-12-19Listing removed--
2022-11-15Pending sale$439,990

For Sale by Agent

AgentKarin Chappell
BrokerageColdwell Banker Realty

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