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16 A Saratoga (Including D-15) Drive, Everett, WA, 98206

2beds
1baths
1,008sqft
$575,000
$570price/sqft
$3,523/moest. monthly cost
$140,920/yrincome needed

About This Home

Single level seaside bungalow with double lot to beach. Enjoy all that a safe, pristine, private island has to offer from your home on the bluff overlooking Puget Sound, Cascade mountain ranges, Mount Baker, Tulalip Bay, Port Susan and distant city lights. Watch gray whales and orcas, eagles, herons, seals and more from your large deck. Hat Island boasts a 9 hole USGA golf course, private 6 day/week 48 passenger ferry, trails, playgrounds, bocce ball, volleyball, summer concert series on the beach, a true community, and much more!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
18
BikeSomewhat Bikeable

Schools

7/10
7/10
--
Sno-Isle Skills CenterGrades 11-127.3 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1980

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher(s),Disposal,Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s),Garbage Disposal

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Window features: Double Pane/Storm Window
  • Flooring: Ceramic Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Wall Unit(s),Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 00466100001600
  • Zoning: RF
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Double Pane/Storm Window,Fireplace
  • Has view: Yes
  • View description: Bay,City,Sound
  • Has water view: Yes
  • Water view: Bay,Sound
  • On waterfront: Yes
  • Waterfront features: High Bank,Saltwater,Sound
  • Frontage length: Waterfront Ft: Approx. 70 feet
  • Topography of land: Level,Sloped
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 1.06 Acres
  • Features: Deck,Outbuildings,Shop

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Ice Storm
Landslide

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$122$1,464
Property Taxes $345$4,140
Electricity $149$1,793
Total$3,523$42,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,788/yr
40% on housing$105,690/yr
45% on housing$93,946/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$570This listing

vs Other Active Listings

Avg $/sqft

ZIP 98206$276
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98206
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-18Listed for sale$575,000

For Sale by Agent

AgentPaula Bafaro
BrokerageCENTURY 21 North Homes Realty

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