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302 S PALM AVENUE, Howey In The Hills, FL, 34737

2beds
2baths
1,675sqft
$315,000
$188price/sqft
$2,646/moest. monthly cost
$105,840/yrincome needed

About This Home

Under contract-accepting backup offers. Vintage charm meets modern luxury in this exquisitely restored historic residence in the heart of Howey-in-the-Hills. Rich in character and thoughtfully updated, this one-of-a-kind early 20th-century home offers timeless architectural beauty paired with today's most desirable comforts. From the moment you arrive, you'll appreciate the home's inviting presence, highlighted by a sprawling 350-square-foot covered front porch—the perfect place to unwind while enjoying refreshing breezes from picturesque Little Lake Harris, just one block away. Inside, every detail has been carefully curated to preserve the home's historic elegance while embracing modern living. The beautifully renovated gourmet kitchen features a stunning Kohler cast-iron farmhouse sink, stainless steel appliances, and stylish finishes that blend classic charm with contemporary sophistication. The original wood-burning fireplace, showcased by a dramatic floor-to-ceiling slate surround, serves as the centerpiece of the living space, creating a warm and inviting atmosphere that complements the home's rich character. Offering two spacious stories plus a finished 240-square-foot basement, this exceptional home provides flexible living space rarely found in historic properties. Significant recent improvements include a new HVAC system (November 2025), beautifully renovated bathroom (2025), energy-efficient double-insulated windows, new vinyl privacy fence (2025), and a premium washer and dryer complete with pedestal storage and a convenient pedestal mini washer—providing comfort, efficiency, and peace of mind for years to come. Perfectly positioned in the charming lakefront community of Howey-in-the-Hills, this remarkable residence offers the rare opportunity to own a piece of history without sacrificing modern convenience. Whether you're captivated by its timeless craftsmanship, distinctive architectural details, or unbeatable location near the shores of Little Lake Harris, this extraordinary home is truly unforgettable. Schedule your private showing today and experience the perfect blend of historic elegance and contemporary luxury.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
5/10
Tavares Middle SchoolGrades 6-84.5 mi
4/10
Tavares High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Basement,Crawlspace
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Patio,Traditional,Tudor,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Level: Basement
  • Area: 198
  • Dimensions: 11x18

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom1

  • Level: First
  • Area: 28
  • Dimensions: 4x7

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Features

  • Ceiling Fan(s),Solid Surface Counters,Solid Wood Cabinets
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,065
  • Total interior livable area: 1,675 sqft

Kitchen

  • Level: First
  • Area: 160
  • Dimensions: 10x16

Laundry

  • Level: First
  • Area: 24
  • Dimensions: 4x6

Living Room

  • Level: First
  • Area: 165
  • Dimensions: 11x15

Primary Bedroom

  • Features: Built-in Closet
  • Level: Second
  • Area: 192
  • Dimensions: 12x16

Property

Details

  • Parcel number: 2620250100C0400200
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Porch,Side Porch,Wrap Around
  • Exterior features: Garden,Private Yard,Sidewalk
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Garden
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 6,250 sqft
  • Features: Sidewalk
  • Lot size dimensions: 50 x 125

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$249$2,988
Property Taxes $608$7,296
Electricity $197$2,366
Total$2,646$31,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,720/yr
40% on housing$79,380/yr
45% on housing$70,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 34737$224
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 34737$198
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$315,000
2026-08-10Contingent$315,000
2026-07-30Listed for sale$315,000
2020-04-21Sold$225,000
2020-03-23Pending sale$238,000
2020-03-12Listed for sale$238,000
2008-11-24Sold$68,000
2008-07-11Listing removed$135,000
2008-03-04Listed for sale$135,000
2004-08-06Sold$130,900
2002-07-02Sold$45,000
1996-11-27Sold$43,000

For Sale by Agent

AgentSean Popat
BrokerageBUYER REBATES REALTY

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