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732 Center Ave W Lot 12, Dilworth, MN, 56529

3beds
2baths
0sqft
$39,499
--price/sqft
$585/moest. monthly cost
$23,400/yrincome needed

About This Home

Nice 3 bedroom, 2 bath home. Home comes with washer/dryer hookups, central air, open floor plan and more. Call today for more information or to schedule your private tour!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2019

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 952

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 952

Property

Details

  • On leased land: Yes
  • Lease amount: 600

Features

  • Patio & porch: Deck

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $199$2,388
Home Insurance *$180$2,160
Property Taxes $36$432
Electricity $170$2,050
Total$585$7,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,057/yr
40% on housing$17,550/yr
45% on housing$15,600/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 56529$162
Clay County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 56529
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-03Listed for sale$39,999
2025-09-11Listing removed$39,999
2025-06-18Listed for sale$39,999

For Sale by Agent

AgentPam Mendoza
BrokeragePrairie View MHC

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