1857 Garapata Dr, Los Banos, CA, 93635
About This Home
Welcome to The Pointe at Stonecreek, where modern design meets everyday comfort. This beautiful new build offers 2,018 sq. ft. of thoughtfully designed living space, featuring 4 spacious bedrooms, 2 full baths, and an additional flex room perfect for a home office, den, playroom, or creative studiotailored to fit your lifestyle. Step inside and experience open-concept living at its best, with bright natural light, contemporary finishes, and an inviting layout ideal for both relaxing and entertaining. The kitchen flows seamlessly into the dining and living areas, creating the perfect space for family gatherings and get-togethers. Located in one of the area's newest and most desirable communities, this home offers all the benefits of a brand-new buildnever been lived inwith the quality craftsmanship and modern efficiency you deserve.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
Materials
- Foundation: Concrete,Slab
- Roof: Shake
- Construction materials: Stucco,Frame
Other
- Builder name: MHP Builders
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Microwave,Tankless Water Heater
- Laundry features: Laundry Room,Electric Dryer Hookup,Gas Dryer Hookup,Hookups Only,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Dining/Family Combo
Features
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Whole House Fan
Interior Area
- Total interior livable area: 2,018 sqft
Kitchen
- Features: Pantry Closet,Granite Counters,Kitchen Island,Kitchen/Family Combo
Master Bathroom
- Features: Shower Stall(s),Double Vanity,Walk-In Closet(s),Window
Property
Details
- Zoning description: R1
- Special condition: Standard
Features
- Fencing: Back Yard,Wood
Lot
- Lot size: 6,050 sqft
- Features: Sprinklers In Front,Landscape Front,Low Maintenance
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Garage Faces Front,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
- Drought
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Merced County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,793 | $33,516 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $308 | $3,696 |
| Electricity | $432 | $5,192 |
| Total | $3,674 | $44,088 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-04 | Price change | $552,389 |
| 2025-06-19 | Listed for sale | $550,565 |
View on Zillow