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5850 Monarch Dr, Farmington, NY, 14425

3beds
2baths
1,505sqft
$442,000
$294price/sqft
$3,266/moest. monthly cost
$130,640/yrincome needed

About This Home

CONSTRUCTION ON THIS BEAUTIFUL OPEN FLOOR PLAN TOWNHOME IS STARTING SOON FOR A COMPLETION IN JAN27' ~ STILL TIME FOR YOU TO MAKE INTERIOR SELECTIONS & CUSTOMIZE TO YOUR LIKING ~ 3 BEDRM ~ 2 FULL BATHS ~ 1ST FLR LAUNDRY RM ~ GRANITE KITCHEN W/ SOME APPLIANCES ~ PANTRY ~ ENG HDWD FLRS ~ GAS FPL ~ FULL BASEMENT ~ 2 CAR DRYWALLED GARAGE ~ CALL FOR INFORMATION ~ PHOTOS ARE FROM OTHER UNITS WE BUILT.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10
Victor Senior High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Blown-In Insulation,Stone,Spray Foam Insulation,Vinyl Siding,PEX Plumbing

Type & Style

  • Home type: Condo
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave
  • Laundry features: Accessible Utilities or Laundry,Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Den,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Home Office,Kitchen Island,Kitchen/Family Room Combo,Pantry,Sliding Glass Door(s),Bedroom on Main Level,Bath in Primary Bedroom,Main Level Primary,Primary Suite,Programmable Thermostat
  • Door features: Sliding Doors
  • Window features: Thermal Windows
  • Flooring: Carpet,Hardwood,Luxury Vinyl,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,505
  • Total interior livable area: 1,505 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Doors

Details

  • Parcel number: 3228000410140001222000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Porch

Lot

  • Lot size: 3,049 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Other,See Remarks,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Strong Wind

FEMA Declared Disasters in Ontario County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,234$26,808
Home Insurance *$88$1,056
Property Taxes $696$8,352
Electricity $248$2,984
Total$3,266$39,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,977/yr
40% on housing$97,980/yr
45% on housing$87,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 14425$226
Ontario County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 14425$193
Ontario County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$442,000

New Construction

AgentSandy J. Maluta
BrokerageHoward Hanna

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