




2 Bluffs Ct, Hamburg, NJ, 07419
About This Home
Welcome to The Bluffs at Ballyowen in highly desirable Hamburg, where elevated design meets effortless luxury living. This exceptional 2019 builder's model home delivers the perfect blend of sophistication, comfort, and low-maintenance convenience that today's buyers are actively searching for. A sun-drenched open floorplan showcases gleaming hardwood floors and a dramatic family room centered around a striking corner gas fireplace, seamlessly flowing to a rear deck with scenic, tranquil views. The designer kitchen impresses with granite countertops, upgraded backsplash, and sleek stainless steel appliances perfectly suited for both everyday living and upscale entertaining. The highly sought-after first-floor primary suite offers privacy and ease, while the second level features three spacious bedrooms with walk-in closets and a Jack and Jill bath. The fully finished basement adds approximately 1,000 sq ft of versatile living space, complete with egress windows, a powder room, and rough plumbing for a future full bath. Enjoy resort-style amenities including a heated saltwater pool, plus lawn care and snow removal for true turnkey living. With public utilities and natural gas, this home checks every box. The photos only begin to tell the story this is one you need to experience in person to truly appreciate. USDA Eligible for $0 Down Payment Loan Program!
Getting Around
Schools
Construction
Condition
- Year built: 2019
Materials
- Roof: Asphalt Shingle
- Construction materials: Stone,Vinyl Siding
Notable Dates
- Major remodel year: 2019
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range/Oven-Gas,Gas Water Heater
- Laundry features: Laundry Room
Basement
- Features: Bath(s) Other, Media Room, Rec Room, Storage Room, Utility Room
Basement
- Has basement: Yes
- Basement: Yes,Finished,Full
Bedroom1
- Level: First
- Area: 210
Bedroom2
- Level: Second
- Area: 150
Bedroom3
- Level: Second
- Area: 220
Bedroom4
- Level: Second
- Area: 364
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Dining Room
- Features: Formal Dining Room
- Level: First
- Area: 110
Family Room
- Level: First
Features
- Foyer,Rec Room,Media Room
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: 1 Unit,Forced Air,Natural Gas
- Cooling features: 1 Unit,Central Air
Interior Area
- Total structure area: 2,829
- Total interior livable area: 2,829 sqft
Kitchen
- Features: Breakfast Bar,Kitchen Island,Separate Dining Area
- Level: First
- Area: 130
Living Room
- Level: First
- Area: 247
Master Bathroom
- Features: Soaking Tub,Stall Shower
Property
Details
- Parcel number: 2809000110001000010000C0002
- Zoning description: RES
- Exclusions: Refrigerator in Kitchen,Washer,and Dryer are Negotiable.
Features
- Private pool: Yes
- Pool features: Outdoor Pool,Association,Heated,In Ground
- Patio & porch: Deck,Open Porch(es)
- Exterior features: Curbs,Sidewalk,Underground Lawn Sprinkler
Lot
- Lot size: 3,049 sqft
- Features: Corner Lot,Open Lot
- Lot size dimensions: 49.53 x 62.72
Parking
- Total spaces: 2
- Parking features: 2 Car Width,Asphalt,Attached Garage,Finished Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,691 | $44,292 |
| Home Insurance * | $242 | $2,904 |
| Property Taxes | $1,338 | $16,056 |
| Electricity | $311 | $3,742 |
| Total | $5,582 | $66,984 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-19 | Listed for sale | $739,998 |
| 2020-11-23 | Sold | $425,000 |
