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1545 Knight Ave, Waverly, IA, 50674

2beds
2baths
1,900sqft
$419,900
$221price/sqft
$3,302/moest. monthly cost
$132,080/yrincome needed

About This Home

Enjoy the luxurious fit of "rightsizing" without sacrificing on beautiful architectural detail. Plus, enjoy maintenance-free living in this 55-plus community - no more lawn mowing, snow removal or home maintenance inside and out. The openness of the great room with a fireplace sets the tone for the entire floor plan, which is intended to enhance the concept of single-story living. The home includes two bedrooms, two baths, a den and outdoor space. The owner's suite features walk-in closet, private bath and attached laundry room. The Aster brings your dream of a comfortable, exciting, and versatile home to life. From relaxing on the weekends to entertaining your closest friends and family, your lifestyle will never feel as natural, well-equipped, and stress-free as it will from living in an Aster. When you live in an Aster, the possibilities are endless: transform your third room into a home theater or enjoy the comforts of a private den. Maximize your comfort with extended open living space. Prepare delicious meals in a quality kitchen. Spend time outside on your private patio and plant or garden or flowers in your private raised planting bed. We carefully designed the Aster to satisfy the highest of home standards and lifestyle desires. That is why the Aster is the beloved home of many who accept nothing short of excellence and cherish immaculate attention to detail.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Other

  • Builder name: Bartels Lutheran Retirement Community

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s)
  • Window features: Skylight(s)

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,900 sqft

Property

Features

  • Levels: 1.0
  • Stories: 1
  • Patio & porch: Deck,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$608$7,296
Property Taxes $430$5,160
Electricity $141$1,700
Total$3,302$39,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,211/yr
40% on housing$99,060/yr
45% on housing$88,053/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 50674$99
Bremer County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 50674$68
Bremer County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-19Listed for sale$419,900

New Construction Spec

BrokerageBartels Lutheran Retirement Community

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