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102 Hodges St N, Cowan, TN, 37318

2beds
1baths
1,120sqft
$199,000
$178price/sqft
$1,496/moest. monthly cost
$59,840/yrincome needed

About This Home

Charming in-town starter home featuring a 2-car detached garage, new windows, fresh paint, and a metal roof. Efficient layout with comfortable living space and great natural light. Level lot with usable outdoor space. Centrally located near shops and dining.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
Cowan Elementary SchoolGrades PK-50.9 mi
3/10
South Middle SchoolGrades 6-81.4 mi
4/10
Franklin Co High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: Crawl Space

Bedroom1

  • Area: 225
  • Dimensions: 15x15

Bedroom2

  • Area: 195
  • Dimensions: 15x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Area: 144
  • Dimensions: 16x9

Features

  • Flooring: Laminate
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Area: 54
  • Dimensions: 9x6

Living Room

  • Area: 208
  • Dimensions: 16x13

Other

  • Features: Utility Room
  • Level: Utility Room
  • Area: 72
  • Dimensions: 12x6

Property

Details

  • Parcel number: 077L N 00600 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 140

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance $236$2,832
Property Taxes $79$948
Electricity $175$2,103
Total$1,496$17,952

Income You'd Need if You Spent...

35% on housing$51,291/yr
40% on housing$44,880/yr
45% on housing$39,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 37318$124
Franklin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 37318$135
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$209,900
2026-04-01Listing removed$239,900
2025-06-19Listed for sale$239,900

For Sale by Agent

AgentAngie Miller
BrokerageJohn Smith Jr Realty and Auction LLC

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