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243 N 12Th St, Kenilworth, NJ, 07033

3beds
4baths
--sqft
$695,000
--price/sqft
$5,042/moest. monthly cost
$201,680/yrincome needed

About This Home

Welcome home to 243 N 12th St in Kenilworth! This beautifully maintained property offers the perfect blend of space, comfort, and convenience. Featuring 3 spacious bedrooms and 4 full bathrooms, this home also includes a finished attic and a fully finished basement giving you plenty of room for living, working, and entertaining. The main level welcomes you with a cozy living room with a wood-burning fireplace, a formal dining area, and a bright, well-kept kitchen that flows into a sunroom overlooking the backyard.Upstairs, enjoy a spacious primary suite with a skylight, walk-in closet, and a spa-like bathroom with a jetted tub and separate shower. Two additional generously sized bedrooms and another full bathroom complete the second floor. Need more space? The finished attic and basement provide endless possibilities from a playroom to a home office, gym, or guest area. Step outside to a fenced-in backyard, perfect for relaxing or entertaining, along with a one-car garage for added convenience. Ideally located near major highways, public transportation, shopping, and dining this home truly has it all! NOT IN FLOOD ZONE

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

7/10
Harding Elementary SchoolGrades PK-60.4 mi
4/10

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding,Stone

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven-Gas,Refrigerator,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Bath(s) Other, Family Room, Laundry Room, Rec Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: Basement

Features

  • Bathroom,Rec Room,Office
  • Flooring: Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: See Remarks
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2908000260000000050000

Features

  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 60 x 100

Parking

  • Total spaces: 5
  • Parking features: 1 Car Width,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$160$1,920
Property Taxes $1,175$14,100
Electricity $193$2,318
Total$5,042$60,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,868/yr
40% on housing$151,260/yr
45% on housing$134,453/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07033$409
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07033$397
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$695,000
2026-04-20Listed for sale$695,000
2024-09-18Listing removed$4,000
2024-08-19Listed for rent$4,000
2018-03-26Sold$385,000

For Sale by Agent

AgentLuisa Pauta Cardona
BrokerageWorld Class Realty Group

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