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1051 Lakeside Ln, Oregon, OH, 43616

4beds
2baths
1,120sqft
$344,900
$308price/sqft
$2,622/moest. monthly cost
$104,880/yrincome needed

About This Home

New Construction Home in Oregon Town Center in the Oregon school district. This thoughtfully designed split-level home offers 2,072 square feet, 4 bedrooms, and 2 full baths with a layout that maximizes both shared living space and private retreats. The kitchen showcases desirable upgrades including quartz countertops, a tile backsplash, white cabinetry, and a complete stainless steel appliance package with refrigerator. Sliding glass doors off the great room lead to a 10x10 deck, creating an inviting outdoor living space that extends the home for relaxing or entertaining. The primary suite is privately positioned on the upper level and includes its own full bath and generous closet space. The lower level adds exceptional flexibility with a full rec room that can easily serve as an office, study area, or den. Three spacious bedrooms and an additional full bath provide comfortable accommodations, while a dedicated utility area includes a washer and dryer. Daylight windows bring in abundant natural light, making the lower level feel open and welcoming. RESNET energy smart construction will save an estimated $1,209 annually. Actual savings may vary; see HERS® Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind. Contact our team to schedule your private tour today!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Coy Elementary SchoolGrades K-40.8 mi
6/10
Fassett Middle SchoolGrades 7-80.9 mi
6/10
Clay High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other
  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Allen Edwin Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water Heater,Dryer,Electric Range,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Unfinished

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Eat-in Kitchen,Entrance Foyer,Open Floorplan,Pantry,Primary Bathroom,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 952
  • Common walls with other units/homes: No Common Walls

Game Room

  • Level: Lower

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Other

  • Level: Lower

Property

Details

  • Parcel number: 4424460

Features

  • Levels: Bi-Level
  • Patio & porch: Front Porch,Deck

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 51x110

Parking

  • Total spaces: 2
  • Parking features: Concrete,Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$208$2,496
Property Taxes $477$5,724
Electricity $193$2,320
Total$2,622$31,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,897/yr
40% on housing$78,660/yr
45% on housing$69,920/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 43616$140
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43616$155
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$344,900

New Construction Spec

AgentMichael Leo McGivney
BrokerageAllen Edwin Realty, LLC

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