See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2106 Baynes St, Oscoda, MI, 48750

2beds
1baths
962sqft
$117,000
$122price/sqft
$926/moest. monthly cost
$37,040/yrincome needed

About This Home

Escape to the peace and charm of forest living with this beautiful cabin nestled near the serene Au Sable River. A true northern retreat, this property offers the perfect outdoor lifestyle, whether it's morning coffee with the sound of nature or evening bonfires under the stars. Ideal for Buyers seeking a private getaway or full-time up-north Living. Schedule your showing today before this Home is gone!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
8/10
Oscoda Area High SchoolGrades 7-1211.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Upper
  • Area: 108.56
  • Dimensions: 11.80 x 9.20

Bathroom2

  • Level: Upper
  • Area: 108.56
  • Dimensions: 11.80 x 9.20

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: Main
  • Area: 94.34
  • Dimensions: 10.60 x 8.90

Dining Room

  • Level: Main
  • Area: 107.52
  • Dimensions: 11.20 x 9.60

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 962
  • Total interior livable area: 962 sqft

Kitchen

  • Level: Main
  • Area: 121.9
  • Dimensions: 11.50 x 10.60

Living Room

  • Level: Main
  • Area: 152.22
  • Dimensions: 12.90 x 11.80

Property

Details

  • Parcel number: 35064S8000300100
  • Zoning description: Residential

Features

  • Stories: 2

Lot

  • Lot size: 3,920 sqft
  • Features: Corner Lot,Level,Wooded
  • Lot size dimensions: 131 x 94 x 93

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Iosco County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $591$7,092
Home Insurance *$62$744
Property Taxes $85$1,020
Electricity $188$2,259
Total$926$11,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,748/yr
40% on housing$27,780/yr
45% on housing$24,693/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 48750$144
Iosco County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 48750
Iosco County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-31Listed for sale$119,000
2025-08-30Listing removed$119,000
2025-08-22Listed for sale$119,000
2025-07-31Pending sale$119,000
2025-06-19Listed for sale$119,000

For Sale by Agent

AgentKevin Lee
BrokerageeXp Realty, LLC

Similar Homes