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936 N Baker St, Mount Dora, FL, 32757

4beds
3baths
2,092sqft
$549,900
$263price/sqft
$4,044/moest. monthly cost
$161,760/yrincome needed

About This Home

WALK. TO DOWNTOWN MOUNT DORA! Charming cottage in the heart of downtown Mount Dora’s Historic District. This lovingly maintained cottage offers a rare blend of charm, flexibility, and location—just steps from vibrant, historic downtown and nestled within the highly desirable golf-cart district. Set on an expansive corner lot, the solid block home is framed by lush, manicured landscaping and thoughtfully designed outdoor spaces that feel both welcoming and private. The covered front porch opens into a warm, light filled interior. Inside, the home is inviting, with modern updates that complement its timeless appeal. The spacious living room transitions seamlessly into a charming kitchen, dining area, and spacious family room with luxury plank wood flooring—creating an easy, open flow ideal for everyday living or gathering with friends and family. Just off the kitchen, a beautifully tiled Florida room with a wall of windows offers endless versatility—perfect as a home office, reading room, or creative space. This room opens directly to the covered carport, which doubles as a relaxed outdoor sitting and entertaining area, blending indoor and outdoor living. Additional exterior features include a brick patio, a beautifully landscaped side yard, ample exterior storage, and strong curb appeal from every angle. The home features 4 generously sized bedrooms and 2 full bathrooms, both tastefully updated. A true standout is the versatile flex space with a private entrance, offering incredible potential for multi-generational living, guests, or income-producing use. This thoughtfully designed area includes two bedrooms with a shared en-suite bath, or can easily function as a private one-bedroom suite with its own living area. With both interior access and a separate exterior entrance, it provides the perfect balance of connection and privacy—ideal for in-laws, extended stays, or rental opportunities. Fully owned solar panels help reduce energy costs, adding modern efficiency to this thoughtfully cared-for home. Whether envisioned as a primary residence, a private retreat with flexible living options, or a weekend home with income potential, this property adapts beautifully to a variety of lifestyles. Prime location just a short walk or bike ride to vibrant downtown Mount Dora’s boutiques, café’s, restaurants, parks, entertainment, parks and waterfront! Enjoy easy access to the nearby Tremain Street bike and walking path—a dedicated pedestrian- and bicycle-friendly corridor offering a scenic route for walking, jogging, or biking straight into historic downtown Mount Dora. Embrace the downtown living lifestyle in one of Florida’s most charming, golf-cart-friendly communities. Zoned R-2, the property offers exceptional flexibility, including the potential to convert into a duplex making it well suited for a variety of living or investment options. The large double lot also allows for a garage to be added. A truly special offering with enduring appeal.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

2/10
3/10
Mt. Dora Middle SchoolGrades 6-80.8 mi
5/10
Mt. Dora High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom2

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 156.16
  • Dimensions: 12.8x12.2

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First
  • Area: 230.86
  • Dimensions: 19.4x11.9

Features

  • Ceiling Fan(s),Crown Molding,Living Room/Dining Room Combo,Primary Bedroom Main Floor,In-Law Floorplan
  • Window features: Blinds,Window Treatments
  • Flooring: Carpet,Laminate

Florida Room

  • Level: First
  • Area: 139.52
  • Dimensions: 10.9x12.8

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,647
  • Total interior livable area: 2,092 sqft

Kitchen

  • Level: First
  • Area: 124.1
  • Dimensions: 14.6x8.5

Living Room

  • Level: First
  • Area: 206.87
  • Dimensions: 13.7x15.1

Other

  • Features: Built-in Closet
  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 184.22
  • Dimensions: 15.1x12.2

Utility Room

  • Features: Single Vanity
  • Level: First
  • Area: 65.36
  • Dimensions: 7.6x8.6

Property

Details

  • Parcel number: 291927001003200005
  • Zoning: R-2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Front Porch
  • Exterior features: Courtyard,Irrigation System,Rain Gutters
  • Residential vegetation: Mature Landscaping,Oak Trees,Trees/Landscaped

Lot

  • Lot size: 9,800 sqft
  • Features: Corner Lot,Historic District,City Lot
  • Lot size dimensions: 140 x 70

Parking

  • Total spaces: 1
  • Parking features: Covered,Driveway,Guest
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Hurricane

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$311$3,732
Property Taxes $743$8,916
Electricity $210$2,526
Total$4,044$48,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,651/yr
40% on housing$121,320/yr
45% on housing$107,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 32757$187
Lake County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 32757$210
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$569,000
2026-03-04Price change$574,900
2026-01-10Listed for sale$585,000
2025-09-09Listing removed$589,000
2025-05-16Price change$589,000
2025-03-27Listed for sale$599,000
2025-03-13Pending sale$599,000
2025-03-10Listed for sale$599,000
2022-11-15Sold$470,000
2022-09-13Pending sale$488,000
2022-08-18Price change$488,000
2022-07-28Price change$498,000
2022-07-20Listed for sale$525,000
2016-08-31Sold$220,000
2016-07-18Pending sale$223,000
2016-07-02Listed for sale$223,000

For Sale by Agent

AgentMichele Lowe, DAVE LOWE REALTY, INC.
BrokerageDAVE LOWE REALTY, INC.

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