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4221 Palo Amarillo Rd, Santa Rosa, NM, 88435

2beds
1baths
733sqft
$275,000
$375price/sqft
$1,930/moest. monthly cost
$77,200/yrincome needed

About This Home

Discover peace, privacy, and breathtaking beauty with this lovingly built 2-bedroom, off-grid and turn-key cabin set on 156 pristine acres just outside Santa Rosa, New Mexico. Perfectly situated as a family getaway, hunting cabin, or an ideal property for livestock and animals, this high desert retreat offers a rare combination of seclusion and accessibility - just minutes from I-40 and historic Route 66, with easy year-round access via well-maintained county roads. The cozy cabin, thoughtfully overbuilt to withstand the elements, is fully equipped for modern comfort while remaining completely self-sufficient. Powered by a 12,000 watt hour solar system, with a 3,000-gallon water holding tank, septic system, heating and air conditioning, full kitchen, and full bathroom, you can enjoy the

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
Anton Chico Middle SchoolGrades 6-812.8 mi
1/10
Santa Rosa High SchoolGrades 9-1231.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2019

Materials

  • Roof: Metal,Pitched

Other

  • Builder name: Owner

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Propane Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Country Kitchen,Loft
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Ductless,Propane
  • Cooling features: Ductless

Interior Area

  • Total structure area: 733
  • Total interior livable area: 733 sqft

Kitchen

  • Level: Main
  • Area: 82.88

Living Room

  • Level: Main
  • Area: 218.53

Primary Bedroom

  • Level: Main
  • Area: 94.38

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1094054300420
  • Zoning: Out of MLS Area
  • Zoning description: RES-E

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Yard,Propane Tank - Owned

Lot

  • Lot size: 156.56 Acres
  • Features: Off Grid

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Wildfire
Cold Wave
Drought
Hail
Strong Wind

FEMA Declared Disasters in Guadalupe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$266$3,192
Property Taxes $126$1,512
Electricity $148$1,780
Total$1,930$23,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,171/yr
40% on housing$57,900/yr
45% on housing$51,466/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.4%
-9.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 88435$1,278
Guadalupe County$1,311

vs Homes Sold Last Month

Median $/sqft

ZIP 88435
Guadalupe County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Listed for sale$300,000
2026-03-31Pending sale$300,000
2026-02-04Price change$300,000
2025-10-02Price change$400,000
2025-06-20Listed for sale$425,000

New Construction

AgentKenneth Crowley
BrokerageThe Agency Santa Fe

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