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105 Polo Way, Carpinteria, CA, 93013

3beds
4baths
2,528sqft
$4,300,000
$1,701price/sqft
$24,961/moest. monthly cost
$998,440/yrincome needed

About This Home

Introducing Polo Residences - Coastal Luxury at Its Finest. Nestled minutes from the pristine beaches, vibrant downtown Santa Barbara, and the elegance of Montecito, Polo Residences offers a rare opportunity to own a piece of California's most coveted coastline. This brand-new luxury enclave features exquisite 3- and 4-bedroom homes, ranging from 2,500 to 4,000 square feet, each thoughtfully crafted in a coastal modern farmhouse style. Designed for both elegance and ease, the residences boast open floorplans, airy interiors, and seamless transitions to generous outdoor living spaces—perfect for savoring the coastal breeze and golden sunsets. Enjoy breathtaking mountain vistas and front-row views of the historic Santa Barbara Polo & Racquet Club, your prestigious neighbor. Every home is appointed with top-of-the-line Sub-Zero and Wolf appliances, elevating culinary experiences to gourmet standards. Whether you're seeking a serene retreat or a stylish entertainer's haven, Polo Residences offers the perfect blend of refined design, natural beauty, and coastal charm. Now accepting private tours. Come discover the new standard in Santa Barbara luxury living.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
Aliso Elementary SchoolGrades K-52.5 mi
5/10
7/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range,Built-In Gas Range,Built-In Gas Oven,Dishwasher,Double Oven,Gas Cooktop,Microwave
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Stone
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,528
  • Total interior livable area: 2,528 sqft

Property

Details

  • Parcel number: 000000000
  • Zoning: Other, R-1

Features

  • Levels: Single Story
  • Patio & porch: Patio,Covered
  • Exterior features: Yard Irrigation T/O
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Level

Lot

  • Lot size: 8,276 sqft
  • Features: Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Drought
    DroughtRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire
Drought

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,743$260,916
Home Insurance *$562$6,744
Property Taxes $2,114$25,368
Electricity $542$6,505
Total$24,961$299,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$855,805/yr
40% on housing$748,830/yr
45% on housing$665,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,701This listing

vs Other Active Listings

Avg $/sqft

ZIP 93013$2,019
Santa Barbara County$1,073

vs Homes Sold Last Month

Median $/sqft

ZIP 93013$1,094
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-20Listed for sale$4,300,000

For Sale by Agent

AgentCalcagno & Hamilton Group
BrokerageBerkshire Hathaway HomeServices California Properties

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