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6S415 Concord Rd, Naperville, IL, 60540

5beds
3baths
2,556sqft
$699,000
$273price/sqft
$5,070/moest. monthly cost
$202,800/yrincome needed

About This Home

Located in the highly sought-after Century Hill subdivision of Naperville, this spacious 5-bedroom, 2.5-bath home offers the perfect combination of location, space, updates, and value. Situated in a desirable unincorporated pocket just minutes from downtown Naperville, homeowners enjoy significantly lower taxes while still benefiting from everything Naperville has to offer. Set on a sprawling 0.4-acre lot within award-winning District 203 schools, this home is just 2 miles from downtown Naperville, close to the BNSF Metra station, and offers convenient access to I-88 and downtown Chicago. One of the home's most unique advantages is its unbeatable location for families. The District 203 school bus stop for elementary, middle, and high school students is located right at the end of the driveway, providing unmatched convenience for busy households. Step inside to a beautifully updated and open-concept main level featuring a spacious kitchen, dining area, living room, and a bright four seasons room/den overlooking the backyard. Just off the kitchen, you'll find this versatile den/four season room with direct access to the backyard, creating an ideal extension of the living space and a natural gathering area for entertaining, relaxing, or keeping an eye on outdoor activities while preparing meals. The upper level features five generously sized bedrooms all on the same floor, including a primary suite with a private bath. Several bedrooms are equipped with built-in desks, providing dedicated spaces for remote work, studying, homework, creative projects, or gaming setups-an increasingly valuable feature for today's lifestyles. The lower level offers an additional family room, a convenient half bath, and direct access to the attached 2-car garage, creating flexible living space for recreation, movie nights, hobbies, or a home fitness area. Outside, the expansive fenced backyard offers exceptional space rarely found this close to downtown Naperville. Situated on nearly half an acre, the yard provides ample room for entertaining, outdoor games, gardening, future additions, or simply enjoying the privacy and open space. Newly planted Arborvitae trees line the rear fence, creating an attractive natural backdrop that will continue to mature and enhance privacy for years to come. Mature shade trees further add to the beauty and character of this outdoor retreat. This home has been thoughtfully updated over the years, offering buyers peace of mind and modern improvements throughout. Recent updates include a brand-new AC unit (2026), garage door (2026), new back door and storm door (2026), smart thermostat (2025), and hot water heater (2025). Major exterior improvements were completed in 2024, including a new roof, siding, gutters, downspouts, and fence. The beautifully updated primary bathroom was remodeled in 2023, while the kitchen renovation featuring updated cabinetry, finishes, and appliances was completed in 2021. Additional updates include flooring throughout (2019), Andersen sunroom windows along with the basement laundry and garage windows (2019), plus chimney cleaning, parging, and a replaced capstone (2019). This home has been meticulously maintained with quality updates both inside and out. With its unbeatable location, nearly half-acre lot, five-bedroom layout, dedicated work-from-home spaces, extensive updates, convenient school bus access, and proximity to downtown Naperville, this home presents an exceptional opportunity in one of Naperville's most desirable neighborhoods.

Getting Around

58
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
44
BikeSomewhat Bikeable

Schools

10/10
7/10
9/10

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Cedar

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,None,Daylight

Bedroom2

  • Level: Second
  • Area: 195
  • Dimensions: 13X15

Bedroom3

  • Level: Second
  • Area: 182
  • Dimensions: 14X13

Bedroom4

  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedroom5

  • Level: Second
  • Area: 120
  • Dimensions: 10X12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Family Room

  • Level: Lower
  • Area: 322
  • Dimensions: 23X14

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Gas Starter,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,556
  • Total interior livable area: 2,556 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Laundry

  • Level: Lower
  • Area: 100
  • Dimensions: 10X10

Living Room

  • Level: Main
  • Area: 209
  • Dimensions: 19X11

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 238
  • Dimensions: 17X14

Sun Room

  • Level: Main
  • Area: 160
  • Dimensions: 10X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0817401001
  • Special condition: None

Features

  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot,Irregular Lot,Landscaped,Mature Trees
  • Lot size dimensions: 167x140x240

Parking

  • Total spaces: 2.5
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$240$2,880
Property Taxes $1,100$13,200
Electricity $196$2,359
Total$5,070$60,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,828/yr
40% on housing$152,100/yr
45% on housing$135,200/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 60540$351
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60540$266
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Contingent$699,000
2026-07-21Listed for sale$699,000
2026-07-21Listing removed$724,900
2026-07-03Price change$724,900
2026-06-18Listed for sale$739,000
2018-04-27Sold$380,000
2018-04-27Listed for sale$384,500
2018-04-27Pending sale$384,500
2018-03-26Pending sale$384,500
2018-03-22Listed for sale$384,500
2018-03-18Pending sale$384,500
2018-03-08Listed for sale$384,500
2013-06-07Sold$336,000
2013-02-12Listed for sale$364,900
2008-06-27Sold$311,000
2007-12-20Sold$311,000
2006-11-15Sold$400,000
2005-11-15Sold$397,500
1994-08-04Sold$202,500

For Sale by Agent

AgentBlaine Kosek, PSA
BrokerageColdwell Banker Realty

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