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209 High Bank Lane, Woodland, WA, 98674

3beds
4baths
4,314sqft
$899,000
$208price/sqft
$5,678/moest. monthly cost
$227,120/yrincome needed

About This Home

Tucked inside a gated Woodland community, this impressive 3,000 sq ft daylight ranch offers the perfect blend of space, style, and opportunity. The main level features 3 bedrooms and 2.5 bathrooms, highlighted by a stunning living room with soaring vaulted ceilings and abundant natural light. The modern kitchen is designed for both everyday living and entertaining, complete with quartz countertops, an eat-at island, and a walk-in pantry. In addition to the open-concept living areas, the main floor includes a versatile family room or playroom and a dedicated office space. The spacious primary suite offers a luxurious retreat with a tiled walk-in shower, double vanity, and a generous walk-in closet. Downstairs, the mostly unfinished daylight basement is a blank canvas ready for your vision—ideal for additional living space, a home gym, or potential ADU setup, with a finished bathroom already in place. Enjoy breathtaking views of the valley and Mount Hood from this exceptional property, offering both privacy and endless potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
4/10
Lewis River AcademyGrades K-126.7 mi
4/10
Woodland High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2024

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,See Remarks,Stucco,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s)

Basement

  • Has basement: Yes
  • Basement: Daylight,Partially Finished

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Bonus Room

  • Level: Lower

Den Office

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Flooring: Ceramic Tile,Concrete,Engineered Hardwood,Carpet

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 4,314
  • Total interior livable area: 4,314 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: EB2613006
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dining Room,Vaulted Ceiling(s),Walk-In Closet(s)
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope,Sloped
  • Residential vegetation: Wooded

Lot

  • Lot size: 2 Acres
  • Features: Open Lot,Paved,Secluded,Deck,Gated Entry,Patio

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Volcanic Activity
    Volcanic ActivityVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Volcanic Activity
Cold Wave
Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters in Cowlitz County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$232$2,784
Property Taxes $606$7,272
Electricity $295$3,540
Total$5,678$68,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,674/yr
40% on housing$170,340/yr
45% on housing$151,413/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 98674$248
Cowlitz County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 98674$294
Cowlitz County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$960,000

For Sale by Agent

AgentJason Blakeman, eXp Realty
BrokerageeXp Realty

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