33289 Telephone Rd #3, Toivola, MI, 49965
About This Home
PREMIER WATERFRONT 100 ft on Lake Gerald, in the popular resort area of Twin Lakes, somewhat off the grid with use of solar, propane, wood.. OPEN HOUSE LABOR DAY WEEKEND...all contributing to this preferred lifestyle...three log, one-room cabins.......the main cabin is heated by a propane space heater.,..the range and refrigerator also use propane....the guest cabin, provide your own heating....sauna building.....sauna/bath house takes care of keeping you warm and invigorated with use of the wood stove...... this is the best resort setting in the area...the recreational lake encourages all water sports and yet offers a serene setting... Furnishings may be included in negotiations.. CABINS are one-room living, sleeping space...so 'bedroom' is not really defined....just an estimate of designated area..
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Pillar/Post/Pier
- Construction materials: Log
Type & Style
- Home type: SingleFamily
- Architectural style: Log Home
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven,Refrigerator,Water Heater
Basement
- Basement: None
Bathroom1
- Features: Wood
- Level: Main
- Area: 35
Bedroom1
- Features: Wood
- Level: Main
- Area: 187
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Features: Wood
- Level: Main
- Area: 60
Features
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 864
Heating & Cooling
- Heating features: Space Heater,Propane,Solar,Wood
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 864
- Total interior livable area: 864 sqft
Kitchen
- Features: Wood
- Level: Main
- Area: 63
Living Room
- Features: Wood
- Level: Main
- Area: 90
Property
Details
- Parcel number: 005164 007 05
- Zoning description: Recreational
- Special condition: Private,Standard
- Other equipment: Satellite Dish
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch
- Has view: Yes
- View description: Water,Lake
- Has water view: Yes
- Water view: Water,Lake
- On waterfront: Yes
- Waterfront features: All Sports Lake,Beach Access,Dock/Pier Facility,Lake Front,No Wake Lake,Interior Lake,Waterfront,Sandy Bottom
- Waterbody name: Lake Gerald
- Frontage length: 100
Lot
- Lot size: 0.28 Acres
- Features: Deep Lot - 150+ Ft.,Wooded
- Lot size dimensions: 100 x 120
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Houghton County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,441 | $17,292 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $268 | $3,216 |
| Electricity | $188 | $2,259 |
| Total | $2,008 | $24,096 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $285,000 |
| 2025-10-03 | Listed for sale | $289,000 |
| 2025-10-02 | Listing removed | $289,000 |
| 2025-08-07 | Price change | $297,000 |
| 2025-08-02 | Price change | $315,000 |
| 2025-06-21 | Listed for sale | $335,000 |
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