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9506 Hampton Oak Dr, Owens Cross Roads, AL, 35763

4beds
4baths
3,172sqft
$499,500
$157price/sqft
$3,346/moest. monthly cost
$133,840/yrincome needed

About This Home

Special incentives available! Please ask for details (subject to terms and can change at any time)Unveil modern charm in the Sutherland floorplan, ideal for entertaining. Step into a spacious great room with a cozy fireplace, seamlessly connected to an open kitchen featuring granite countertops across the large island. The dining room, accessible through a large butler’s pantry, sets the stage for elegant gatherings. Retreat to a private primary suite on the first floor, while upstairs offers a bright loft area and three large bedrooms. Embrace outdoor living with a covered front porch and back patio, completing this inviting abode.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

10/10
10/10
8/10
Huntsville High SchoolGrades 9-129.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Foundation: Slab

Other

  • Builder name: STONE MARTIN BUILDERS LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Features: Ceiling Fan(s),Carpet,Smooth Ceiling
  • Level: Second
  • Area: 195

Bedroom3

  • Features: Ceiling Fan(s),Carpet,Smooth Ceiling
  • Level: Second
  • Area: 130

Bedroom4

  • Level: Second
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Great Room

  • Features: Ceiling Fan(s),Recessed Lighting,Smooth Ceiling,Vaulted Ceiling(s)
  • Level: First
  • Area: 352

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 3,172 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 160

Property

Details

  • Parcel number: 2203070000056048

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Sprinkler Sys

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Garage-Two Car,Garage-Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,525$30,300
Home Insurance *$305$3,660
Property Taxes $162$1,944
Electricity $354$4,259
Total$3,346$40,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,720/yr
40% on housing$100,380/yr
45% on housing$89,226/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 35763$164
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35763$168
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Pending sale$499,500
2026-02-24Price change$499,500
2026-01-13Price change$499,900
2025-06-21Listed for sale$502,754

New Construction

AgentKeeza Abengowe
BrokeragePorch Light Real Estate LLC

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