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1321 Heim Rd, Mount Dora, FL, 32757

5beds
3baths
3,474sqft
$1,600,000
$461price/sqft
$11,658/moest. monthly cost
$466,320/yrincome needed

About This Home

A TRUE Mount Dora Classic on the Shores of Spring-Fed Lake Gertrude! This beautifully maintained home captures the timeless charm and craftsmanship of a bygone era, thoughtfully remodeled to perfection for modern living. Set on a lush, private ½-acre lot with approximately 80 feet of direct lake frontage, this property offers stunning views and an unmatched lakeside lifestyle. Shaded by century-old oaks, the backyard is a true tropical paradise leading to a privately landscaped beach, deck, and cabana complete with water and electric — the ultimate setting for lakeside entertaining. The welcoming front entry opens to historic character and warmth, featuring restored original heart pine floors, custom millwork, and abundant natural light. The updated kitchen boasts handcrafted cabinetry, quartz and butcher block countertops, stainless steel appliances, built-in oven and microwave, and a spacious center island with bar seating. The main floor offers four spacious bedrooms, one-and-a-half baths, and open, light-filled living spaces with vaulted wood-beam ceilings, custom wrought-iron railings, built-ins, and a cozy wood-burning fireplace. The dining and family rooms open to the lakeside deck and patio overlooking lush gardens and breathtaking lake views. The lower level features a luxurious primary suite retreat with a private outdoor entrance, huge custom walk-in closet, and a newly added ensuite bathroom with double sinks, soaking tub, and large walk-in shower. The unique full basement offers endless possibilities — ideal for a media room, recreation space, or home gym. Additional features include a heated and cooled one-car garage, lake-fed irrigation system, 2019 hot water heater, 2013 roof, and septic system pumped and inspected in October 2025. A recent 4-point inspection is available upon request. Enjoy all that coveted Lake Gertrude has to offer — from paddleboarding, skiing, and fishing to peaceful sunrise or sunset boat rides on its crystal-clear waters, or leisurely walks along the scenic promenade. Ideally located just minutes from Mount Dora’s vibrant downtown, with its charming shops, fine dining, art galleries, parks, and year-round festivals — easily reached by stroll, bike, or golf cart. Experience the best of Mount Dora living in this rare Lake Gertrude gem — where timeless elegance meets lakeside luxury.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
3/10
Mt. Dora Middle SchoolGrades 6-81.6 mi
5/10
Mt. Dora High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Basement,Block,Crawlspace
  • Roof: Shingle
  • Construction materials: Block,Other,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida,Historical
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Garage,In Kitchen,Washer Hookup

Balcony Porch Lanai

  • Level: First
  • Area: 411.18
  • Dimensions: 26.7x15.4

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bathroom2

  • Level: First
  • Area: 78.26
  • Dimensions: 8.6x9.1

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 224.141
  • Dimensions: 13.1x17.11

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 153.44
  • Dimensions: 11.2x13.7

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 16577
  • Dimensions: 1210x13.7

Bedroom5

  • Features: Built-in Closet
  • Level: First
  • Area: 2187.9
  • Dimensions: 18.7x117

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Features: No Closet
  • Level: First
  • Area: 141.57
  • Dimensions: 9.9x14.3

Dining Room

  • Level: First
  • Area: 141.57
  • Dimensions: 9.9x14.3

Family Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 261.63
  • Dimensions: 17.1x15.3

Features

  • Built-in Features,Ceiling Fan(s),Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Tile,Hardwood
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,620
  • Total interior livable area: 3,474 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Kitchen Island
  • Level: First
  • Area: 251.6
  • Dimensions: 17x14.8

Living Room

  • Level: First
  • Area: 332.64
  • Dimensions: 14.4x23.1

Primary Bathroom

  • Features: Dual Sinks,Garden Bath,Tub with Separate Shower Stall
  • Level: Second
  • Area: 120
  • Dimensions: 20x6

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Area: 405.12
  • Dimensions: 21.1x19.2

Property

Details

  • Parcel number: 301927190001000000
  • Zoning: R-1A
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch
  • Exterior features: Garden,Irrigation System,Sidewalk
  • Has view: Yes
  • View description: Garden,Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges,Skiing Allowed
  • Waterbody name: LAKE GERTRUDE
  • Residential vegetation: Mature Landscaping,Oak Trees,Trees/Landscaped

Lot

  • Lot size: 0.58 Acres
  • Features: City Lot,Landscaped,Sidewalk
  • Lot size dimensions: 73 x 322 x 18 x 40

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Faces Rear,Open
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Inland Flooding

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,090$97,080
Home Insurance *$906$10,872
Property Taxes $2,313$27,756
Electricity $349$4,195
Total$11,658$139,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$399,702/yr
40% on housing$349,740/yr
45% on housing$310,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 32757$185
Lake County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 32757$210
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$1,600,000
2026-01-30Price change$1,700,000
2025-10-11Listed for sale$1,800,000
2025-10-10Listing removed--
2025-09-22Listed for sale$1,900,000
2012-06-06Sold$400,000
2012-02-16Listed for sale$599,000
2012-02-02Pending sale$599,000
2011-10-11Listed for sale$599,000
2011-04-10Listing removed$599,000
2011-01-09Price change$599,000
2010-11-20Price change$624,900
2010-09-04Price change$649,000
2010-08-12Price change$699,000
2010-03-17Price change$799,000
2010-02-26Price change$825,000
2010-02-24Price change$849,000
2010-02-14Price change$825,000
2009-12-24Listed for sale$849,000
2009-10-24Listing removed$1,100,000
2009-09-24Listed for sale$1,100,000

For Sale by Agent

AgentMichele Lowe
BrokerageDAVE LOWE REALTY, INC.

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