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39 Eagle Vista Ests, Fisherville, KY, 40023

4beds
3baths
2,568sqft
$899,900
$350price/sqft
$5,600/moest. monthly cost
$224,000/yrincome needed

About This Home

Buyers have opportunity to select their custom finishes throughout. Photos are projects from past projects. This walk-out ranch features an open floor plan with high-end details throughout. The kitchen features custom cabinets with a walk-in pantry. Primary suite features: walk-in shower, free standing tub, and huge walk-in closet. The laundry room connects to the primary closet and includes a mud sink with custom cabinets. Finishes include engineered hardwood floors, vaulted ceilings, custom trim package, crown molding, stained beams, and built-in shelving throughout. 3 car garage on main level and 4th bay in the basement. Covered rear deck with custom wood ceiling overlooks flat, private yard. Unfinished basement has rough-in plumbing and plenty of storage

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
7/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walkout Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,568

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,568
  • Total interior livable area: 2,568 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Mud Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0

Features

  • Stories: 1
  • Patio & porch: Deck,Patio,Porch

Lot

  • Lot size: 1.18 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Entry Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$361$4,332
Property Taxes $487$5,844
Electricity $202$2,433
Total$5,600$67,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,000/yr
40% on housing$168,000/yr
45% on housing$149,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 40023$214
Spencer County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 40023$179
Spencer County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-13Price change$849,300
2025-12-05Price change$849,400
2025-07-11Listed for sale$849,500
2025-06-24Listing removed$849,500
2025-06-23Listed for sale$849,500

For Sale by Agent

AgentDaniel Mudd
BrokerageUnited Real Estate Louisville

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