See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

11331 W McKoon St, Forestport, NY, 13338

5beds
3baths
1,718sqft
$629,999
$367price/sqft
$4,685/moest. monthly cost
$187,400/yrincome needed

About This Home

Welcome to your dream escape on the shores of beautiful Kayuta Lake! This exceptional 5-bedroom, 3-bathlakefront home offers the perfect blend of comfort, space, and waterfront luxury. From the moment you arrive, you’ll be captivated by the breathtaking lake views and peaceful setting. Inside, the living area features a wall of windows that fill the space with natural light and provide stunning views of the water just steps away. The kitchen is equipped with modern appliances and ample counter space—perfect for entertaining. Upstairs and downstairs offer plenty of room for guests, with additional bedrooms, a second living area, and flexible space ideal for a game room, bunkroom, or home office. Outside, enjoy the pristine lake front with your own private dock—perfect for swimming, boating, and relaxing summer days. A large Patio overlooks the water, and invites you to unwind and make memories. A two-stall detached garage provides plenty of storage for vehicles, boats, or lake toys. Whether you’re looking for a year-round residence, a seasonal getaway, or a potential vacation rental, this Kayuta Lake gem checks every box.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
4/10
Adirondack Middle SchoolGrades 6-89.1 mi
5/10
Adirondack High SchoolGrades 9-129.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1925

Materials

  • Foundation: Block
  • Roof: Asphalt,Metal,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Gas Cooktop,Microwave,Refrigerator,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Living/Dining Room,Sliding Glass Door(s),Second Kitchen,Storage,Solid Surface Counters,Bedroom on Main Level,In-Law Floorplan
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 3
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Oil,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,718
  • Total interior livable area: 1,718 sqft

Property

Details

  • Parcel number: 30380008500100020370010000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Gravel Driveway,Patio
  • On waterfront: Yes
  • Waterfront features: Beach Access,Dock Access,Lake
  • Waterbody name: Kayuta Lake
  • Frontage length: 60

Lot

  • Lot size: 0.29 Acres
  • Features: Irregular Lot,Secluded
  • Lot size dimensions: 60 x 209

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$309$3,708
Property Taxes $908$10,896
Electricity $283$3,406
Total$4,685$56,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,628/yr
40% on housing$140,550/yr
45% on housing$124,933/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 13338$202
Oneida County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 13338$213
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$649,999
2025-12-24Listing removed$649,999
2025-09-30Price change$649,999
2025-09-08Price change$658,999
2025-07-09Price change$668,999
2025-06-23Listed for sale$678,999

For Sale by Agent

AgentJames Clute
BrokerageBerkshire Hathaway CNY Realty

Similar Homes