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899 Pine Haven Rd, Clarkson, KY, 42726

1beds
1baths
384sqft
$80,000
$208price/sqft
$698/moest. monthly cost
$27,920/yrincome needed

About This Home

Escape to your own private retreat on the beautiful Nolin River! This wooded waterfront property offers the perfect blend of nature, relaxation, and outdoor recreation. A walking path has already been applied for, making river access even more convenient. The property features a charming 2021 seasonal cottage, providing a comfortable place to unwind after a day on the water. Surrounded by mature trees, you'll enjoy privacy while taking in the peaceful riverfront setting. The generous outdoor space is perfect for entertaining family and friends, whether you're grilling, gathering around a fire pit, or simply enjoying the scenic surroundings. Whether you're looking for a weekend getaway, a seasonal retreat, or a place to create lasting memories, this Nolin River property offers an exceptional opportunity to enjoy waterfront living. Easy access to public hunting land near the water. Also, access to prime year-round fishing for white bass and walleye.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Clarkson Elementary SchoolGrades PK-511.8 mi
8/10
4/10
Grayson County High SchoolGrades 9-1216.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Wood Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: None

Basement

  • Basement: None

Bathroom

  • Features: Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • None,Walls (Shiplap)
  • Flooring: Marble
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 384
  • Total interior livable area: 384 sqft

Kitchen

  • Features: None
  • Level: Main
  • Area: 72

Master Bathroom

  • Level: Main
  • Area: 72

Master Bedroom

  • Level: Main
  • Area: 240

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: Pine Hav005

Features

  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,Water Access,Waterfront,River
  • Waterbody name: Nolin Lake

Lot

  • Lot size: 9,583 sqft
  • Features: Rural Property,Trees

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$63$756
Property Taxes $77$924
Electricity $154$1,850
Total$698$8,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,931/yr
40% on housing$20,940/yr
45% on housing$18,613/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 42726$148
Grayson County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42726
Grayson County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$80,000
2026-05-09Listing removed$75,000
2025-11-03Price change$75,000
2025-06-23Listed for sale$82,500

For Sale by Agent

AgentNathan Smith
BrokerageColdwell Banker Legacy Group

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