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577 Creekside Ct, Half Moon Bay, CA, 94019

3beds
3baths
2,129sqft
$1,799,999
$845price/sqft
$10,738/moest. monthly cost
$429,520/yrincome needed

About This Home

Exceptional 3BD/2.5BA home offering 2,129 sq ft of refined coastal living in the heart of Half Moon Bay. Thoughtfully designed with an open-concept layout, the home features a beautifully appointed kitchen that flows seamlessly into the dining and living areas ideal for both everyday living and entertaining. High-quality finishes and designer flooring throughout add warmth and sophistication. All bedrooms are located upstairs, including a spacious primary suite with a walk-in closet, creating a private and comfortable retreat. Green-rated and energy-efficient, the home is equipped with solar panels and is backup battery compatible offering modern sustainability and long-term savings. Additional highlights include a main-level laundry area and a two-car garage. Unbeatable location just one block from downtown Half Moon Bay with exceptional walkability. Enjoy easy access to cafes, shops, farmers market, fitness studios, and nearby beaches all just minutes from your front door.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
7/10
Half Moon Bay High SchoolGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2022

Materials

  • Foundation: Combination,Concrete Perimeter
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Range Hood,Microwave,Oven/Range,Refrigerator
  • Laundry features: Inside

Bathroom

  • Features: DoubleSinks, ShowerandTub, HalfonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Other

Family Room

  • Features: Other

Features

  • Walk-In Closet(s)
  • Door features: Other
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,129
  • Total interior livable area: 2,129 sqft

Kitchen

  • Features: ExhaustFan

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 056150330
  • Zoning: R1
  • Special condition: NewSubdivision

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Fencing: Mixed Height Type,Partial

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Drought
Tsunami
Wildfire

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$237$2,844
Property Taxes $944$11,328
Electricity $456$5,478
Total$10,738$128,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$368,160/yr
40% on housing$322,140/yr
45% on housing$286,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$845This listing

vs Other Active Listings

Avg $/sqft

ZIP 94019$831
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94019$821
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$2,199,000

New Construction

AgentMishelle Westendorf
BrokerageOcean Element Real Estate

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