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639 N Wright St, Naperville, IL, 60563

4beds
5baths
4,401sqft
$1,680,000
$382price/sqft
$12,015/moest. monthly cost
$480,600/yrincome needed

About This Home

This exceptional all-brick home, custom built by JB Architecture, offers an expansive and thoughtfully designed floor plan rarely found in the area, with generous living spaces across three finished levels plus a full basement. Situated on a beautifully landscaped lot with mature trees, this home combines impressive scale with quality craftsmanship and timeless finishes throughout. The welcoming foyer opens to rich hardwood floors that extend throughout much of the main level. A private office with double French doors, built-in bookshelves, wainscoting, and hardwood flooring provides an ideal work-from-home retreat. The formal dining room is perfectly sized for entertaining and features crown molding, a chandelier, built-in cabinet hutch, and pocket French doors leading to the oversized family room with stone fireplace and crown molding. At the heart of the home is a sprawling chef's kitchen designed for both everyday living and large gatherings, featuring 42" custom inset cabinetry, granite countertops, tumbled travertine backsplash, breakfast bar, knotty alder stained center island with prep sink, walk-in pantry, and premium stainless-steel appliances including a Sub-Zero refrigerator, Bosch dishwasher, Wolf 6-burner oven, Wolf microwave, and hood, plus a sliding door to the patio. The sunny breakfast room features crown molding and windows all around. A functional mudroom offers built-in cubbies, utility sink, and coat closet. Ascend the open-spindled staircase with iron balusters to the second floor, where the luxurious primary suite provides a private retreat with double door entry, tray ceiling with crown molding, chandelier, private fireplace with marble surround, dressing area, and walk-in closet. The spa-like primary bath includes heated tile floors, dual vanities, Kohler Airjet tub, and separate shower with bench. Three additional oversized bedrooms each feature their own en-suite bath, creating exceptional comfort and privacy rarely available in comparable homes. Two bedrooms include built-in desks, while two offer walk-in closets. The second-floor laundry room includes built-in cabinetry, folding counter, sink, Samsung washer/dryer, and walk-in storage closet. A spacious loft with wainscoting adds another flexible living area to this level. The finished third floor provides an incredible bonus space ideal for a playroom, media room, guest retreat, fitness area, or additional office. The deep-pour basement with rough-in plumbing and fireplace offers outstanding future expansion potential. Outside, enjoy the fenced yard and brick paver patio, which has a gas line built in for a grill. Additional highlights include a 3-car garage, 35-year architectural shingles, and zoned HVAC. This home has qualified for LEED certification, featuring superior spray foam insulation and 1-inch rigid insulation around the foundation, dual ERV fresh air systems, electronic air cleaner, Marvin Ultrex argon-filled windows, and more. Located within acclaimed Naperville SD203 and just minutes from Downtown Naperville and the Metra train, this home offers an extraordinary amount of living space, functionality, and flexibility in an exceptional North Naperville location.

Getting Around

79
WalkingVery Walkable
40
TransitSome Transit
54
BikeBikeable

Schools

9/10
7/10
9/10

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Range Hood,Gas Cooktop,Oven
  • Laundry features: Upper Level,Sink

Basement

  • Has basement: Yes
  • Basement: Unfinished,Bath/Stubbed,9 ft + pour,Roughed-In Fireplace,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 165
  • Dimensions: 15X11

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (Window Treatments)
  • Level: Second
  • Area: 165
  • Dimensions: 15X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Flooring (Carpet)
  • Level: Third
  • Area: 630
  • Dimensions: 35X18

Breakfast Room

  • Features: Flooring (Hardwood),Window Treatments (Bay Window(s),Window Treatments)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Window Treatments)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Family Room

  • Features: Flooring (Hardwood),Window Treatments (Window Treatments)
  • Level: Main
  • Area: 240
  • Dimensions: 16X15

Features

  • Built-in Features,Walk-In Closet(s),Bookcases,Granite Counters,Separate Dining Room,Pantry
  • Door features: Sliding Doors,Panel Door(s),Pocket Door(s)
  • Window features: Window Treatments
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Gas Log,Gas Starter,More than one,Family Room,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Sep Heating Systems - 2+,Zoned,Radiant Floor
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 5,894
  • Total interior livable area: 4,401 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Island,Pantry-Walk-in,Custom Cabinetry,Granite Counters),Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 256
  • Dimensions: 16X16

Laundry

  • Features: Flooring (Tile),Window Treatments (Blinds)
  • Level: Second
  • Area: 105
  • Dimensions: 15X7

Loft

  • Features: Flooring (Hardwood),Window Treatments (Window Treatments)
  • Level: Second
  • Area: 144
  • Dimensions: 16X9

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Window Treatments),Bathroom (Full)
  • Level: Second
  • Area: 221
  • Dimensions: 17X13

Mud Room

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 63
  • Dimensions: 9X7

Office

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0818123019
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Air Purifier

Features

  • Stories: 3
  • Patio & porch: Porch,Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.26 Acres
  • Features: Mature Trees
  • Lot size dimensions: 65x174

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage Door Opener,Tandem,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,494$101,928
Home Insurance *$537$6,444
Property Taxes $2,646$31,752
Electricity $338$4,062
Total$12,015$144,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$411,942/yr
40% on housing$360,450/yr
45% on housing$320,400/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 60563$301
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60563$267
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2010-04-29Sold$250,000
2010-01-05Listing removed$999,900
2009-09-13Price change$999,900
2009-05-22Listed for sale$1,199,900
2006-11-06Sold$420,000

For Sale by Agent

AgentAlice Chin
BrokerageCompass

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