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403 Dillman Ct, Naperville, IL, 60540

2beds
3baths
1,519sqft
$479,000
$315price/sqft
$3,470/moest. monthly cost
$138,800/yrincome needed

About This Home

Downtown Naperville living at its finest! Located in the highly desirable Willowcreek neighborhood, this immaculate end-unit townhome is just blocks from the train station, vibrant downtown shopping and dining, the local farmers market, and summer concerts in Central Park. The home is squeaky clean and flooded with an abundance of natural light. Because it is a premium end unit, it features a south-facing, beautifully landscaped side yard that offers fantastic views from both the kitchen and the eating area. In the evenings, step out onto the private deck to enjoy beautiful western sunset views. The main level boasts gleaming hardwood floors throughout and an open eat-in kitchen complete with granite countertops, stainless steel appliances, and a convenient pass-through to the living room. The inviting living room is anchored by a newer, upgraded gas fireplace with a stylish tile surround. Upstairs, the second floor features a large master suite complete with a walk-in closet and a spacious master bath. Hallway overlooks two story family room and has access to full hall bath and second bedroom. Need extra space? The partially finished basement offers excellent potential for an extra family room, home office, or deep storage. Recent turn-key upgrades include brand new windows throughout, a new sliding door to the deck, and a new front storm door equipped with a convenient roll-down screen. 1year buyers home warranty. Association installed new roof and siding in 2023. Truly a must-see home in an unbeatable location!

Getting Around

25
WalkingCar-Dependent
32
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

9/10
8/10
9/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Cedar

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 154
  • Dimensions: 14X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds,Curtains/Drapes)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Family Room

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Lower
  • Area: 391
  • Dimensions: 23X17

Features

  • Window features: Screens,Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Attached Fireplace Doors/Screen,Gas Log,Gas Starter,Living Room
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 100
  • Dimensions: 20X5

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,519 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Hardwood),Window Treatments (Blinds,Curtains/Drapes)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Laundry

  • Features: Flooring (Vinyl)
  • Level: Lower
  • Area: 207
  • Dimensions: 23X9

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds,Curtains/Drapes)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 176
  • Dimensions: 16X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0818220025
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Patio & porch: Deck

Lot

  • Lot size: 3,440 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 40X86

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Yes,Other,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$164$1,968
Property Taxes $754$9,048
Electricity $130$1,569
Total$3,470$41,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,971/yr
40% on housing$104,100/yr
45% on housing$92,533/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 60540$351
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60540$266
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$474,000
2026-07-23Price change$479,000
2026-07-09Price change$497,000
2026-06-26Listed for sale$510,000
2013-05-14Sold$245,000
2013-03-27Pending sale$244,900
2013-03-24Listed for sale$244,900
2012-09-08Listing removed$249,900
2012-07-30Price change$249,900
2012-07-11Listed for sale$269,700
2005-06-09Sold$275,000
2004-07-27Sold$257,000

For Sale by Agent

AgentMatt Satre, GRI
BrokerageERA Naper Realty, Inc.

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