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104 N Julian St, Naperville, IL, 60540

6beds
4baths
3,759sqft
$1,295,000
$345price/sqft
$9,321/moest. monthly cost
$372,840/yrincome needed

About This Home

Welcome Home! Architectural Elegance & Classic Charm Blend with Modern Living on this Expansive & Rare Double Lot in Downtown Naperville. You'll FALL IN LOVE with this Amazing Home that features 6 Bedrooms, 4 Full Bathrooms, Garage Parking for 4 Cars & Countless Details around every corner. You'll Marvel at the Professionally Landscaped & Award-Winning Lot as you make your way to the front door that is accessed off your Covered Open Breezeway with Slate Floors. Once inside Gorgeous Original Hardwood Flooring in your Expansive Foyer Greet you. You'll Immediately feel the Charm of this Home as you pass through the Wrought Iron Gates & Arched Divides into the Living Room with Soaring 18-Foot Floating Columned Ceiling & Stone Surround Fireplace Accented by Glass Tile. Formal Dining with Built-Ins lead you to the updated Kitchen with more custom Built-Ins, Large Expansive Eat-In Island, Granite C-Tops, 42" Dark Maple Cabinetry with Crown Molding, Recessed Lighting, Travertine Tile Backsplash, High End Appliances & a Private 3-Season Porch Accessed off of the Kitchen giving you a Tranquil Place for that Cup of Coffee or to Escape to your Beautiful Yard. Back inside the Main Level also Features a Private Office & Spacious Bedroom Suite with a Tray Ceiling, WIC, Full Modern Updated Bath & Balcony Overlooking the Rear Lot. Heading Up-Stairs pay close attention to the Gorgeous Original Banisters as you make your way to the Private Master Suite. The Master Suite Includes Recessed Lights, Two Velux Skylights with Built-In Blinds, WIC with a Hidden Door Leading to a Massive & Open Attic, Master En-Suite Bath with a Soaring Ceiling, Dual Vanities, Heated Tile Flooring, Jacuzzi Tub & Tile Surround Roman Shower. You have your own Sitting Area & access to your Large Trex Deck/Balcony to Enjoy Scenic Views of your Lot & Naperville, this may become your Favorite Place to Unwind! You'll LOVE the Woodwork, Doors, Arched Divides & Charm that Never Ends as you make your way around this One-of-a-Kind Home... Now making your way to the Walk-Out Lower Level you will Feel the Modern Tone with White Trim Package, Expanded Base Boards, Crown Molding, Brazilian Cherry Wood Flooring, Newer Windows, Cozy Reading/Relaxation Nook & 4 Additional Bedrooms (One Alternatively can also serve as a Library). 2 Bathrooms are Fully Updated & Spacious Family Room with Recessed Lights & Exterior Access Door. The Laundry Room is MASSIVE with Built-In Cabinetry, Additional Refrigerator, Slop Sink & More. Also on the Lower Level is another Super Cool & Quaint Office with an Exterior Access Door Leading to one of Your Four Patios. Now for the Lot, WOW, it's Beautifully Landscaped with in-ground irrigation, Multiple Patios, Newer Spiral Staircase from the 3 Season Room off the Kitchen Leading you to Two-Tiered Patio with Custom Tile, Wrought Iron Railings, Scenic & Peaceful this Double Lot is in a Class of its Own! The Detached 3-Car Garage with Rear Access Door set next to another Beautiful Patio in a Park-Like Setting Surrounded by Stunning Stone Ledges that Match the Stone Surround of the Lot Giving this one-of-a-kind home a feel of the European Countryside. Award-Winning Schools, Walking Distance to the Train and all Downtown Naperville has to offer. Make your Appointment TODAY to see this Magnificent Property!

Getting Around

60
WalkingSomewhat Walkable
38
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

9/10
7/10
9/10

Construction

Condition

  • Year built: 1926

Materials

  • Roof: Slate
  • Construction materials: Brick,Stone,Other

Notable Dates

  • Major remodel year: 2010

Type & Style

  • Home type: SingleFamily
  • Architectural style: French Provincial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s)
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Walk-Out Access

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Lower
  • Area: 204
  • Dimensions: 17X12

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Lower
  • Area: 132
  • Dimensions: 12X11

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Lower
  • Area: 130
  • Dimensions: 13X10

Bedroom5

  • Features: Flooring (Hardwood)
  • Level: Lower
  • Area: 110
  • Dimensions: 11X10

Bedroom6

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Family Room

  • Features: Flooring (Hardwood)
  • Level: Lower
  • Area: 204
  • Dimensions: 17X12

Features

  • Vaulted Ceiling(s),1st Floor Bedroom,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes
  • Attic: Interior Stair

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 162
  • Dimensions: 18X9

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Steam,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,759 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Custom Cabinetry,Granite Counters,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 338
  • Dimensions: 26X13

Laundry

  • Features: Flooring (Other)
  • Level: Lower
  • Area: 120
  • Dimensions: 12X10

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 390
  • Dimensions: 26X15

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Double Sink,Whirlpool & Sep Shwr)
  • Level: Second
  • Area: 361
  • Dimensions: 19X19

Office

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 42
  • Dimensions: 7X6

Office

  • Features: Flooring (Hardwood)
  • Level: Lower
  • Area: 42
  • Dimensions: 7X6

Sitting Room

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 56
  • Dimensions: 8X7

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0818401010
  • Special condition: None

Features

  • Stories: 3
  • Patio & porch: Patio,Porch,Screened
  • Exterior features: Balcony,Lighting

Lot

  • Lot size: 0.38 Acres
  • Features: Corner Lot,Landscaped,Sloped
  • Lot size dimensions: 150x110

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Garage Door Opener,Garage,Yes,Garage Owned,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$445$5,340
Property Taxes $2,039$24,468
Electricity $289$3,469
Total$9,321$111,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$319,577/yr
40% on housing$279,630/yr
45% on housing$248,560/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 60540$350
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60540$266
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$1,375,000
2001-10-11Sold$478,000

For Sale by Agent

AgentBen Kastein
BrokerageAdvantage Realty Group

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