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488 S Columbia St, Naperville, IL, 60540

3beds
3baths
2,498sqft
$1,279,000
$512price/sqft
$9,112/moest. monthly cost
$364,480/yrincome needed

About This Home

Rare Find in East Highlands - Stroll to Downtown Naperville! Welcome to a truly unique opportunity in one of Naperville's most coveted neighborhoods. Nestled in the very desirable East Highlands, this custom-built home offers over 2,400 square feet of luxury living-a rare and perfect middle ground in an area known for either compact 1950s homes or sprawling multimillion-dollar estates. Less than a mile from downtown Naperville's shops, restaurants, Riverwalk, and more, this home combines unbeatable location with timeless design and exceptional craftsmanship. Inside, you'll find rich custom millwork, an open-concept layout, and sun-filled living spaces that flow seamlessly for both everyday living and entertaining. The heart of the home is a gourmet kitchen featuring high-end stainless steel appliances, custom cabinetry with integrated lighting, and a stunning oversized island. Even the walk-in pantry lights up when opened! Step outside to enjoy the wraparound front porch, perfect for relaxing summer evenings, surrounded by lush, professionally landscaped grounds. The elegant primary suite offers a spa-like retreat with a pedestal soaking tub, walk-in shower, and a custom-designed walk-in closet. All closets and pantries throughout the home are crafted from solid wood for lasting quality. The finished lower level includes a fourth bedroom, laundry room, storage area and a flexible open space ideal for a home theater, gym, office, or recreation room. Additional highlights: Rare 2,400+ sq ft size-a perfect balance of space and comfort in this neighborhood Two-car garage with storage space on the perimeter Top-rated District 203 schools: Highland Elementary, Kennedy Junior High, and Naperville Central High School Easy access to I-88 and I-355 This is a rare chance to own a custom home that offers the ideal size, location, and quality-just blocks from downtown Naperville. Whether you're upsizing, downsizing, or rightsizing, this home is the perfect fit. Don't miss out-homes like this don't come along often!

Getting Around

42
WalkingCar-Dependent
24
TransitMinimal Transit
45
BikeSomewhat Bikeable

Schools

9/10
8/10
9/10

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Other,Brick/Stone Msn Pred

Notable Dates

  • Major remodel year: 2012

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Freezer,Washer,Dryer,Disposal,Stainless Steel Appliance(s),ENERGY STAR Qualified Appliances,Gas Cooktop,Gas Oven,Range Hood,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Bath/Stubbed,Rec/Family Area,Sleeping Area,Storage Space,Full,Walk-Out Access

Bedroom2

  • Features: Flooring (Hardwood),Window Treatments (Blinds,Double Pane Windows,Curtains/Drapes,ENERGY STAR Qualified Windows,Insulated Windows,Screens)
  • Level: Second
  • Area: 165
  • Dimensions: 15X11

Bedroom3

  • Features: Flooring (Hardwood),Window Treatments (Blinds,Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows,Screens,Window Treatments)
  • Level: Second
  • Area: 165
  • Dimensions: 15X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Double Pane Windows,Curtains/Drapes,Insulated Windows,Plantation Shutters,Screens)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Features

  • Vaulted Ceiling(s),Cathedral Ceiling(s),Built-in Features,Walk-In Closet(s),High Ceilings,Coffered Ceiling(s),Open Floorplan,Granite Counters,Separate Dining Room,Pantry
  • Door features: French Doors,Panel Door(s),Pocket Door(s)
  • Window features: Window Treatments,Drapes,Blinds,Double Pane Windows,Insulated Windows,Screens,Shutters,Shades
  • Flooring: Hardwood,Laminate
  • Attic: Full,Unfinished
  • Finished area below ground: 1,000

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,400
  • Total interior livable area: 2,498 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Pantry-Closet,Pantry-Walk-in,Custom Cabinetry,Granite Counters),Flooring (Hardwood),Window Treatments (Double Pane Windows,Insulated Windows,Screens,Window Treatments)
  • Level: Main
  • Area: 221
  • Dimensions: 17X13

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Double Pane Windows,Insulated Windows,Screens)
  • Level: Main
  • Area: 264
  • Dimensions: 22X12

Master Bedroom

  • Features: Flooring (Hardwood),Window Treatments (Blinds,Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows,Screens,Window Treatments),Bathroom (Full,Double Sink,Lever/Easy to use faucets,Tub & Separate Shwr)
  • Level: Second
  • Area: 396
  • Dimensions: 18X22

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0819202013
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Lighting
  • Fencing: Fenced

Lot

  • Lot size: 8,276 sqft
  • Features: Corner Lot,Landscaped,Mature Trees
  • Lot size dimensions: 55x158

Parking

  • Total spaces: 2
  • Parking features: Concrete,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,467$77,604
Home Insurance *$439$5,268
Property Taxes $2,014$24,168
Electricity $192$2,305
Total$9,112$109,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$312,411/yr
40% on housing$273,360/yr
45% on housing$242,986/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$512This listing

vs Other Active Listings

Avg $/sqft

ZIP 60540$348
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60540$266
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-31Listed for sale$1,289,000
2026-01-02Contingent$1,299,000
2025-09-29Listed for sale$1,299,000
2025-09-16Listing removed--
2025-06-21Listed for sale$1,299,000
2011-08-25Sold$190,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHomecoin.com

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