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1046 Sylvan Cir, Naperville, IL, 60540

5beds
5baths
6,815sqft
$2,600,000
$382price/sqft
$18,660/moest. monthly cost
$746,400/yrincome needed

About This Home

1046 Sylvan Circle presents an extraordinary opportunity to enjoy refined luxury living in one of Downtown Naperville's most distinctive residential settings on over a half acre. Privately nestled within the sought-after Sylvan Circle community, this remarkable home offers an exceptional balance of sophistication, and everyday comfort in a peaceful setting surrounded by mature trees and beautifully established residences. Positioned on an impressive fully fenced half-acre homesite with expansive 100 x 200 dimensions and among the largest backyard settings in the neighborhood, this exceptional property provides ample space for a future pool, sport court, or the outdoor sanctuary of your dreams. Offering approximately 4,500 square feet above grade in addition to an expansive 2,315-square-foot finished lower level, the home delivers remarkable scale while maintaining an inviting and comfortable feel throughout. Extensive recent improvements have elevated both the interior and exterior, including a beautifully limewashed facade, professionally painted black exterior windows, refreshed landscaping with lava rock accents, meticulously maintained mature trees, and a new roof and skylights completed in 2025. Outdoor spaces have been thoughtfully designed with Bluestone walkways, a classic brick paver patio, fire-pit with gas line, and beautifully layered landscaping featuring mature plantings and seasonal color that create a serene outdoor experience. Designed for both entertaining and everyday living, the kitchen combines functionality and style with an oversized island, custom cabinetry with integrated storage solutions and built-ins, walk-in pantry, marble backsplash, designer lighting, Series 7 Viking six-burner range with griddle and double ovens, separate French-Door oven, additional convection/microwave oven, and Jenn-Air professional-grade refrigeration. Adjacent living spaces are equally impressive, including a beautifully enhanced family room featuring custom picture-frame moldings, a private first-floor office with French doors, and a bright sunroom retreat complete with mounted television and views of the surrounding grounds. Upstairs, the primary suite has been transformed into a remarkable wellness-inspired sanctuary featuring a newly reimagined spa experience with bespoke wet-room design, luxurious marble finishes, new his-and-her vanities, updated lighting, a spacious shower with multiple body sprays, and a soaking tub thoughtfully integrated into a seamless spa-like setting designed for daily relaxation. Three additional generously sized bedrooms, including one ensuite, feature vaulted ceilings and oversized closets. Additional updates include beautifully refreshed secondary bath, a redesigned hall bath with new shower and tub wrapped in tile extending to the ceiling, updated powder room, custom closet enhancements, fresh paint throughout, new carpeting throughout nearly the entire home and basement (2025), and premium hypoallergenic carpet padding with moisture-resistant membrane protection. Significant mechanical investments include two top-of-the-line Carrier Infinity furnaces and air conditioning systems delivering exceptional year-round comfort and efficiency. The finished lower level features a fifth bedroom, full bath, and private garage staircase access, creating flexibility for guests, related living arrangements, or entertaining. Completing this exceptional offering is an oversized three-car garage with direct lower-level access and a location just moments from Downtown Naperville, the Riverwalk, bike paths, Green Park, train, boutique shopping, acclaimed restaurants, and all in award-winning District 203 schools including Prairie Elementary, Washington Junior High, and Naperville North High School. Renovated in 2023, and then over $400,000 of updates in this past year, this truly exceptional residence offers elevated living, remarkable improvements, and a lifestyle rarely found in downtown Naperville

Getting Around

35
WalkingCar-Dependent
10
TransitMinimal Transit
40
BikeSomewhat Bikeable

Schools

10/10
7/10
9/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Cedar

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Range,Microwave,Dishwasher,High End Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Range Hood,Gas Cooktop,Humidifier,Multiple Water Heaters
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 340
  • Dimensions: 17X20

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 196
  • Dimensions: 14X14

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 240
  • Dimensions: 12X20

Bedroom5

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Basement
  • Area: 240
  • Dimensions: 12X20

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 240
  • Dimensions: 16X15

Family Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 340
  • Dimensions: 17X20

Features

  • Vaulted Ceiling(s),Built-in Features,Walk-In Closet(s),Bookcases,High Ceilings
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Gas Starter,Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,295

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,815
  • Total interior livable area: 6,815 sqft

Kitchen

  • Features: Kitchen (Island),Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 289
  • Dimensions: 17X17

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Second
  • Area: 72
  • Dimensions: 12X6

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 240
  • Dimensions: 12X20

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Blinds),Bathroom (Full)
  • Level: Second
  • Area: 391
  • Dimensions: 23X17

Office

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 280
  • Dimensions: 14X20

Recreation Room

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Basement
  • Area: 810
  • Dimensions: 30X27

Sitting Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0819206013
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump,Sprinkler-Lawn,Air Purifier,Radon Mitigation System

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Fire Pit,Lighting

Lot

  • Lot size: 0.47 Acres
  • Features: Landscaped,Wooded,Mature Trees,Level
  • Lot size dimensions: 100 X 200

Parking

  • Total spaces: 3
  • Parking features: Concrete,Heated Garage,Garage,Yes,Garage Owned,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,147$157,764
Home Insurance *$894$10,728
Property Taxes $4,095$49,140
Electricity $524$6,290
Total$18,660$223,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$639,771/yr
40% on housing$559,800/yr
45% on housing$497,600/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 60540$350
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60540$266
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listing removed$2,675,000
2026-06-09Listed for sale$2,675,000
2025-07-11Sold$1,898,000
2025-07-10Pending sale$1,995,000
2025-06-27Contingent$1,995,000
2025-06-12Listed for sale$1,995,000
2025-06-12Listing removed$1,995,000
2025-05-29Contingent$1,995,000
2025-05-16Listed for sale$1,995,000
2001-11-08Sold$1,120,500
1998-10-19Sold$241,000

For Sale by Agent

AgentNeveen Michael, CSC
BrokerageKeller Williams Infinity

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