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5183 State Highway 36 E, Cynthiana, KY, 41031

13beds
0baths
6,264sqft
$579,900
$93price/sqft
$3,972/moest. monthly cost
$158,880/yrincome needed

About This Home

Looking for off-the-grid privacy? Hoping to start your own serene homestead in the country? Searching for a piece of Bluegrass with two separate homes? This nearly 21-acre working farm in Harrison County boasts a 5-stall horse barn with a tack room, a 40x30' versatile metal workshop/barn with a run-in shed, a 60x32' pole barn, an expansive greenhouse, a pond, and multiple paddocks. Situated at the end of a private drive, this property is less than 10 minutes from downtown Cynthiana and just minutes from the Harrison, Bourbon, and Nicholas County lines. Each 2-story home is over 2900+ SQ FT with oversized living areas and kitchens, stunning hardwood flooring, and basements. One house was built in 2019 and the other was built in 2024. With 13 bedrooms between the two homes there's a great opportunity for multiple-family living or rental income. Imagine watching the sun rise as you sip coffee on your deck or tossing in a line to fish in your own pond. There's no shortage of space for your animals, recreation, and hobbies. Utilize the 48x36' greenhouse to enjoy homegrown produce year round. This farm is full of fruit trees and bushes including: apples, peaches, cherries, blackberries, and mulberries. You truly need to see this gem of a property for yourself to take in all it has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
3/10
5/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 13

Features

  • Flooring: Hardwood,Wood
  • Finished area below ground: 0
  • Finished area above ground: 6,264

Heating

  • Heating features: Wood Stove

Interior Area

  • Total structure area: 6,264
  • Total interior livable area: 6,264 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 142000001900000

Features

  • Levels: Two
  • Exterior features: Garden,Other
  • Fencing: Wire
  • Has view: Yes
  • View description: Rural,Other,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 20.83 Acres
  • Features: Wooded,Other,Many Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$305$3,660
Property Taxes $241$2,892
Electricity $494$5,936
Total$3,972$47,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,182/yr
40% on housing$119,160/yr
45% on housing$105,920/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 41031$247
Harrison County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 41031
Harrison County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$579,900
2026-03-07Listing removed$654,900
2025-08-20Price change$654,900
2025-06-24Listed for sale$697,500

For Sale by Agent

AgentKevin Bradley
BrokerageKB Realty Group

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