See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1424 Owl Creek Avenue, Montrose, CO, 81401

4beds
2baths
1,525sqft
$449,000
$294price/sqft
$2,706/moest. monthly cost
$108,240/yrincome needed

About This Home

Built in 2022 by reputable builder Ridgeline Homes, this beautifully designed ranch-style home offers 4 bedrooms, 2 bathrooms, and modern open-concept living. The spacious living, dining, and kitchen area features a vaulted ceiling and ceiling fan, creating a bright and inviting atmosphere perfect for entertaining. The kitchen is highlighted by an extra-large island, maple-stained soft-close cabinetry, and stainless steel appliances. The oversized primary suite includes a vaulted ceiling, ceiling fan, walk-in closet, and private ensuite with dual sinks and a step-in shower with sliding glass doors. The secondary bathroom also features a tub/shower combination with glass doors. Additional features include a 3-car attached garage, fully xeriscaped yard with drip irrigation system, and a partially fenced backyard for low-maintenance outdoor living. Make this walk-in ready home, your next home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Johnson Elementary SchoolGrades PK-51.8 mi
6/10
Centennial Middle SchoolGrades 6-81.6 mi
6/10
Montrose High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Wood Frame,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range,Refrigerator,Washer
  • Laundry features: W/D Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Cooling

  • Cooling features: Central Air,Ceiling Fan(s)

Dining Room

  • Features: Kitchen Bar

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Granite Counters,Pantry,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Laminate,Tile

Interior Area

  • Total structure area: 1,525
  • Total interior livable area: 1,525 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 376715406025

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Landscaping,Lawn Sprinklers
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$116$1,392
Property Taxes $134$1,608
Electricity $186$2,232
Total$2,706$32,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,777/yr
40% on housing$81,180/yr
45% on housing$72,160/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 81401$207
Montrose County$397

vs Homes Sold Last Month

Median $/sqft

ZIP 81401$265
Montrose County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$449,000

For Sale by Agent

AgentShawn Carroll
BrokerageNextHome Virtual

Similar Homes