




3569 San Carlos Dr, Saint James City, FL, 33956
About This Home
With unobstructed views of the bay, perfectly framed by the tropical landscape, this residence embodies the essence of waterfront living. Upon entering the main level, you will be greeted by an abundance of natural light and vistas complimenting the fireplace in a harmonious blend of coastal and classic design. Entertain family and friends in the formal dining area or the main level balconies overlooking your backyard as dolphins swim in the background. The kitchen boasts views of the bay and offers plenty of cabinet and counterspace, a gas range and a wet bar that connects the kitchen to the family room. The primary quarters offer two walk in closets and a spacious bedroom surrounded by mature landscaping that integrates with the natural beauty of the surroundings. The well appointed guest bedrooms, one on the main level and the other on the first floor, award your guests with privacy. On the first floor you'll find a separate sitting room, a den (which the owners used as an exercise room) and a laundry room with an extra refrigerator and sink. From the office and recreation rooms you can step outside onto the expansive patio, where the beauty of coastal living truly comes to life. Sip cocktails as you watch boats glide across the bay, or indulge in alfresco dining under the pergola covered in blooming flowers. This waterfront setting offers endless opportunities for outdoor recreation, from kayaking and paddleboarding to fishing and birdwatching. The boating community of St. James City is conveniently located a short boat ride away from the Sanibel Causeway and beaches to the south and to the north, through Pine Island Sound, to the world famous Cabbage Key, Useppa Island, and Boca Grande pass. Whether appreciating some of the most pristine natural habitats in SWFL, sport fishing for tarpon or bar hoping by water, the options are endless
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1979
Materials
- Foundation: Raised
- Roof: Metal
- Construction materials: Block,Concrete,Stucco,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Florida,Multi-Level,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Wine Cooler,Washer
- Laundry features: Inside,Laundry Tub
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Bidet,Built-in Features,Dual Sinks,Fireplace,Kitchen Island,Living/Dining Room,Multiple Shower Heads,Pantry,Shower Only,Separate Shower,Cable TV,Bar,Walk-In Closet(s),Window Treatments,Home Office,Split Bedrooms,Den,Office,Other,Great Room
- Window features: Impact Glass,Shutters,Window Coverings
- Flooring: Other
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 4,664
- Total interior livable area: 3,602 sqft
Property
Details
- Parcel number: 024622110000F.0130
- Lease amount: 0
- Zoning description: RS1
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Balcony,Deck
- Exterior features: Deck,Fruit Trees,Outdoor Shower
- Has spa: Yes
- Spa features: Above Ground
- Has view: Yes
- View description: Bay,Gulf
- Has water view: Yes
- Water view: Bay,Gulf
- On waterfront: Yes
- Waterfront features: Bayfront
Lot
- Lot size: 0.38 Acres
- Features: Oversized Lot,Cul-De-Sac
- Lot size dimensions: 95 x 185 x 85 x 191
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,112 | $121,344 |
| Home Insurance * | $2,301 | $27,612 |
| Property Taxes | $2,370 | $28,440 |
| Electricity | $362 | $4,349 |
| Total | $15,145 | $181,740 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-16 | Listed for sale | $1,999,900 |
| 2025-07-01 | Listing removed | $2,399,000 |
| 2025-01-07 | Listed for sale | $2,399,000 |
| 2024-07-17 | Listing removed | -- |
| 2024-03-06 | Listed for sale | $2,399,000 |
| 1988-10-01 | Sold | $185,000 |
