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3569 San Carlos Dr, Saint James City, FL, 33956

3beds
3baths
3,602sqft
$1,999,900
$555price/sqft
$15,145/moest. monthly cost
$605,800/yrincome needed

About This Home

With unobstructed views of the bay, perfectly framed by the tropical landscape, this residence embodies the essence of waterfront living. Upon entering the main level, you will be greeted by an abundance of natural light and vistas complimenting the fireplace in a harmonious blend of coastal and classic design. Entertain family and friends in the formal dining area or the main level balconies overlooking your backyard as dolphins swim in the background. The kitchen boasts views of the bay and offers plenty of cabinet and counterspace, a gas range and a wet bar that connects the kitchen to the family room. The primary quarters offer two walk in closets and a spacious bedroom surrounded by mature landscaping that integrates with the natural beauty of the surroundings. The well appointed guest bedrooms, one on the main level and the other on the first floor, award your guests with privacy. On the first floor you'll find a separate sitting room, a den (which the owners used as an exercise room) and a laundry room with an extra refrigerator and sink. From the office and recreation rooms you can step outside onto the expansive patio, where the beauty of coastal living truly comes to life. Sip cocktails as you watch boats glide across the bay, or indulge in alfresco dining under the pergola covered in blooming flowers. This waterfront setting offers endless opportunities for outdoor recreation, from kayaking and paddleboarding to fishing and birdwatching. The boating community of St. James City is conveniently located a short boat ride away from the Sanibel Causeway and beaches to the south and to the north, through Pine Island Sound, to the world famous Cabbage Key, Useppa Island, and Boca Grande pass. Whether appreciating some of the most pristine natural habitats in SWFL, sport fishing for tarpon or bar hoping by water, the options are endless

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
6/10
Gulf Middle SchoolGrades 6-87.9 mi
3/10
Ida S. Baker High SchoolGrades 9-127.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1979

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida,Multi-Level,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Wine Cooler,Washer
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bidet,Built-in Features,Dual Sinks,Fireplace,Kitchen Island,Living/Dining Room,Multiple Shower Heads,Pantry,Shower Only,Separate Shower,Cable TV,Bar,Walk-In Closet(s),Window Treatments,Home Office,Split Bedrooms,Den,Office,Other,Great Room
  • Window features: Impact Glass,Shutters,Window Coverings
  • Flooring: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,664
  • Total interior livable area: 3,602 sqft

Property

Details

  • Parcel number: 024622110000F.0130
  • Lease amount: 0
  • Zoning description: RS1

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Balcony,Deck
  • Exterior features: Deck,Fruit Trees,Outdoor Shower
  • Has spa: Yes
  • Spa features: Above Ground
  • Has view: Yes
  • View description: Bay,Gulf
  • Has water view: Yes
  • Water view: Bay,Gulf
  • On waterfront: Yes
  • Waterfront features: Bayfront

Lot

  • Lot size: 0.38 Acres
  • Features: Oversized Lot,Cul-De-Sac
  • Lot size dimensions: 95 x 185 x 85 x 191

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,112$121,344
Home Insurance *$2,301$27,612
Property Taxes $2,370$28,440
Electricity $362$4,349
Total$15,145$181,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$519,257/yr
40% on housing$454,350/yr
45% on housing$403,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$555This listing

vs Other Active Listings

Avg $/sqft

ZIP 33956$250
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33956$359
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$1,999,900
2025-07-01Listing removed$2,399,000
2025-01-07Listed for sale$2,399,000
2024-07-17Listing removed--
2024-03-06Listed for sale$2,399,000
1988-10-01Sold$185,000

For Sale by Agent

AgentVi Wegner
BrokerageCornerstone Coastal Properties

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