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3211 Vacation Ln, Saint James City, FL, 33956

6beds
5baths
3,110sqft
$1,999,000
$643price/sqft
$15,275/moest. monthly cost
$611,000/yrincome needed

About This Home

3211 VACATION LN IS A ONCE IN A LIFETIME OPPORTUNITY TO CREATE YOUR DREAM HOME ON PINE ISLAND SOUND! This 6 bedroom coastal estate is ready for your finishing touches. The estate features a new elevated custom pool and hot tub. The house includes new Anderson hurricane windows and doors. A $160,000+ ultra high-end kitchen is ready to install including Cafe' appliances! A new current code metal roof has been installed along with Hardy board exterior siding. The septic system has been upgraded to support 6 bedrooms/5 bathrooms.- Or less if you wish. The 150' of bayfront presents breathtaking views of both sunrise and sunset of San Carlos Bay from the multiple decks, large hurricane impact windows and doors! Included in the sale are fully permitted and sealed renovation plans and blueprints. Very few Vacation Lane bayfront homes ever hit the public market! Be one of the fortunate to secure this "Generational Opportunity"! FIRST GROUP OF PHOTOS ARE OF THE HOME AS IT STANDS TODAY. THE SECOND GROUP OF PHOTOS DEPICT THE HOME USING AI AFFECTS SHOWING THE KITCHEN COMPLETED WITH THE KITCHEN CABINETS, COUNTERTOPS, AND APPLIANCES THAT ARE INCLUDED WITH THE PURCHASE. - And AI renditions of the home and property when completed.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
6/10
Gulf Middle SchoolGrades 6-87.7 mi
3/10
Ida S. Baker High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: Known Damage,Building Permit
  • Year built: 1997

Materials

  • Foundation: Pillar/Post/Pier,Raised
  • Roof: Metal
  • Construction materials: Other,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Two Story,Stilt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Gas Cooktop,Ice Maker,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Wet Bar,Bedroom on Main Level,Cathedral Ceiling(s),Eat-in Kitchen,Family/Dining Room,French Door(s)/Atrium Door(s),High Ceilings,Kitchen Island,Living/Dining Room,Multiple Primary Suites,Pantry,See Remarks,Upper Level Primary,Walk-In Closet(s),Split Bedrooms,Bathroom,Guest Quarters,Other,Great Room
  • Door features: French Doors
  • Window features: Casement Window(s),Impact Glass
  • Flooring: Other

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,236
  • Total interior livable area: 3,110 sqft

Property

Details

  • Parcel number: 024622120000F.0690
  • Lease amount: 0
  • Zoning description: RS-1

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Pool Equipment,Screen Enclosure,Salt Water,Pool/Spa Combo
  • Patio & porch: Balcony,Deck,Open,Porch
  • Exterior features: Deck,Security/High Impact Doors
  • Has spa: Yes
  • Spa features: Electric Heat,Gunite,In Ground,Screened
  • Has view: Yes
  • View description: Bay,Mangroves
  • Has water view: Yes
  • Water view: Bay
  • On waterfront: Yes
  • Waterfront features: Bayfront,Mangrove

Lot

  • Lot size: 0.44 Acres
  • Features: Oversized Lot
  • Lot size dimensions: 138 x 140 x 150 x 140

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Underground,Garage,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,108$121,296
Home Insurance *$2,300$27,600
Property Taxes $2,555$30,660
Electricity $312$3,755
Total$15,275$183,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$523,714/yr
40% on housing$458,250/yr
45% on housing$407,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$643This listing

vs Other Active Listings

Avg $/sqft

ZIP 33956$246
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33956$359
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Listed for sale$2,400,000
2019-03-05Sold$909,000
2019-01-21Pending sale$1,075,000
2018-11-09Listed for sale$1,075,000
2018-10-12Pending sale$1,075,000
2018-10-11Listed for sale$1,075,000
2003-01-03Sold$1,130,000

For Sale by Agent

AgentSandy Peculis
BrokerageCastaways Island Realty LLC

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