2891 Cussell Drive, Saint James City, FL, 33956
About This Home
Waterfront Living at Its Finest - Direct Gulf Access! Experience the ultimate Southwest Florida lifestyle in this beautifully remodeled waterfront home offering direct access to San Carlos Bay and the Gulf of Mexico. Situated on an extra-wide canal, this property is a boater's dream with an 85' concrete dock, 10,000 lb boat lift, seawall, and waterside seating area—perfect for sunset cocktails or morning coffee while dolphins and manatees pass by. This fully renovated 2-bedroom, 2-bath home with HUGE den, blends classic Florida charm with modern upgrades. The additional expansive Florida room showcases panoramic waterfront views, creating a seamless indoor-outdoor living experience. Upgrades include a 2022 metal roof, hurricane-impact windows, and an energy-efficient mini-split system, ensuring comfort and peace of mind. Inside, you'll find continuous tile flooring throughout and custom interior Bahama shutters that enhance the home's coastal character. The property also features a covered carport, attached garage with electronic screen, and ample on-site parking—ideal for entertaining family and friends. A breezeway leads to a workshop and storage shed, perfect for boating gear, fishing equipment, or hobbies. Located on a quiet cul-de-sac directly across from St. Jude Nature Preserve, you'll enjoy unmatched privacy, birdwatching, and serene natural surroundings right outside your front door. Whether you're an avid boater, nature lover, or simply seeking a peaceful waterfront retreat, this home delivers location, lifestyle, and quality in one exceptional package.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale,Updated/Remodeled
- Year built: 1977
Materials
- Foundation: Block
- Roof: Aluminum,Metal
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Patio Home
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dryer,Dishwasher,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Freezer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Washer,Electric Cooktop,Electric Water Heater,Ice Maker,Microwave,Oven,Refrigerator,Trash Compactor,Water Heater,Washer
- Laundry features: Inside,In Garage,Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Bedroom on Main Level,Breakfast Area,Dining Area,Separate/Formal Dining Room,Entrance Foyer,Family/Dining Room,Kitchen Island,Living/Dining Room,Main Level Primary,Sitting Area in Primary,Storage,Tub Shower,Walk-In Closet(s)
- Window features: Double Hung,ENERGY STAR Qualified Windows,Metal,Storm Window(s)
- Flooring: Ceramic Tile
Heating & Cooling
- Heating features: Other
- Cooling features: Central Air
Interior Area
- Total structure area: 1,308
- Total interior livable area: 1,308 sqft
Property
Accessibility
- Accessibility features: Accessibility Features,Accessible Full Bath,Accessible Approach with Ramp
Details
- Parcel number: 02462221000160310
- Attached to another structure: Yes
- Zoning: RS-1
- Special condition: Standard
- Other equipment: Irrigation Equipment
Features
- Levels: One
- Stories: 1
- Entry location: 1
- Patio & porch: Covered,Deck,Patio,Porch
- Exterior features: Outdoor Living Area,Storage
- Has view: Yes
- View description: Canal,Preserve
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Canal Access,Canal Front,No Fixed Bridges,Ocean Access,Seawall
- Frontage type: Waterfront
- Frontage length: 85.00,85.00
Lot
- Lot size: 7,685 sqft
- Features: Cul-De-Sac,Landscaped,Sprinkler System,< 1/4 Acre
Parking
- Total spaces: 6
- Parking features: Attached Carport,Attached,Boat,Concrete,Covered,Carport,Driveway,Garage,Garage Door Opener,Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,881 | $34,572 |
| Home Insurance * | $655 | $7,860 |
| Property Taxes | $683 | $8,196 |
| Electricity | $197 | $2,366 |
| Total | $4,416 | $52,992 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $569,900 |
| 2026-04-20 | Listing removed | $579,900 |
| 2026-02-16 | Price change | $579,900 |
| 2026-01-19 | Price change | $584,500 |
| 2025-12-30 | Price change | $589,000 |
| 2025-07-18 | Price change | $625,000 |
| 2025-06-18 | Listed for sale | $650,000 |
| 2024-03-02 | Listing removed | -- |
| 2024-02-15 | Listed for sale | $595,000 |
| 2024-01-30 | Listing removed | -- |
| 2024-01-27 | Listed for rent | $4,800 |
| 2022-09-22 | Sold | $536,000 |
| 2022-08-22 | Pending sale | $535,000 |
| 2022-07-13 | Listed for sale | $535,000 |
| 2008-08-15 | Sold | $250,000 |
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