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1302 Highlands Mountain Clb, Highlands, NC, 28741

3beds
2baths
0sqft
$730,000
--price/sqft
$4,658/moest. monthly cost
$186,320/yrincome needed

About This Home

Highly desirable 3 bedroom, 2 bath, upstairs unit which has been renovated and updated with high end finishes. The home is neutral, bright and ready to compliment your own unique style. Interior details include shiplapped ceilings, updated bathrooms, gas log fireplace with custom ironwork and mantle, energy efficient sliding glass doors, marble kitchen counters, new laundry stackable/pantry storage unit, and LED recessed lighting. This home boasts stunning, year-round views of 5 mountain ranges and has new and expanded front and back decks. It is a turn-key and fully furnished* condominium with loads of storage inside and out. Full-time maintenance staff with pool, clubhouse and tennis courts. Located just minutes from downtown Highlands.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
Highlands SchoolGrades K-121.5 mi
6/10
Macon Middle SchoolGrades 7-811.0 mi

Construction

Condition

  • Year built: 1972

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,631

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 1,631

Property

Details

  • Parcel number: 14000.0000000000.000
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Tennis Court(s)

Lot

  • Lot size: 871.20 sqft
  • Features: Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Tornado
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Macon County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$514$6,168
Property Taxes $253$3,036
Electricity $200$2,405
Total$4,658$55,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,702/yr
40% on housing$139,740/yr
45% on housing$124,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28741$1,678
Macon County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 28741
Macon County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-07Sold$700,000
2025-08-08Listed for sale$730,000
2017-12-21Sold$250,000

For Sale by Agent

AgentKevin Gioia
BrokerageBeycome Brokerage Realty Inc.

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