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16127 Purdy Ct, Lathrop, CA, 95330

5beds
5baths
3,675sqft
$919,000
$250price/sqft
$6,203/moest. monthly cost
$248,120/yrincome needed

About This Home

Brand new East Facing, spacious Skye II Residence 3 near the end of a cul de sac lot priced to sell! Ready to Move-in. This luxury 5 bedroom home features a gourmet kitchen with an oversized island, an abundance of cabinets, large walk-in pantry and a unique offering of a flexible fitness/flex space and a den/office with a glass wall. Additionally, there is a separate seating lounge off of the greatroom for exceptional entertaining space with access to the outdoor California room plus a Jr. Suite with full bath on the lower level- perfect for guests. Upper level Primary bedroom features an ensuite bath complete with a gorgeous freestanding tub, spacious shower, separate dual vanities, large walk-in closet and private view deck. Families will enjoy the upper loft with convenience to the laundry, secondary bedrooms, Jack and Jill bath and more. SOLAR and SMART Comfort features are FREE. Price has been improved for quick sale. Ask about interest rate buy down to improve your monthly payments.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Banta ElementaryGrades K-84.1 mi
6/10
River Islands HighGrades 9-121.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood Siding,Lap Siding

Other

  • Builder model: Residence 3
  • Builder name: Kiper Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Oven,Self Cleaning Oven,Tankless Water Heater,ENERGY STAR Qualified Appliances
  • Laundry features: Hookups Only,Laundry Room,Cabinets,Upper Level,Common Area

Bathroom

  • Features: Shower Over Tub,Solid Surface,Stall Shower,Dual Flush Toilet,Tub,Window

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Features

  • Storage,Study,Breakfast Bar,Counter - Solid Surface,Pantry,Smart Thermostat
  • Window features: Low Emissivity Windows,Weather Stripping
  • Flooring: Laminate,Tile,Carpet,See Remarks
  • Fireplace features: None

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 3,675
  • Total interior livable area: 3,675 sqft

Kitchen

  • Features: Breakfast Bar,Counter - Solid Surface,Dishwasher,Gas Range/Cooktop,Microwave,Oven Built-in,Pantry,Self-Cleaning Oven,Other

Property

Details

  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Private Entrance
  • Fencing: Fenced,Wood

Lot

  • Lot size: 6,141 sqft
  • Features: Court,Cul-De-Sac,Level,Premium Lot,Rectangular Lot,Other,Back Yard,Front Yard,Landscaped,See Remarks,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Drought
Inland Flooding
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,646$55,752
Home Insurance *$164$1,968
Property Taxes $605$7,260
Electricity $788$9,456
Total$6,203$74,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,674/yr
40% on housing$186,090/yr
45% on housing$165,413/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 95330$287
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95330$305
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Price change$939,000
2026-03-31Price change$955,000
2026-02-27Price change$975,000
2026-01-14Listed for sale$999,000
2026-01-01Listing removed$999,000
2025-10-31Price change$999,000
2025-06-29Price change$1,040,000
2025-06-25Listed for sale$1,104,843

New Construction Spec

AgentJohn Kiper
BrokerageKiper Development, Inc.

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