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334 Camp Ney A Ti Rd, Guntersville, AL, 35976

2beds
2baths
1,416sqft
$339,900
$240price/sqft
$2,315/moest. monthly cost
$92,600/yrincome needed

About This Home

Enjoy lake living at its finest in this nearly new 2 bed, 2 bath home in Guntersville! Built in 2024, this beautifully maintained property offers modern finishes and an open, functional layout perfect for full-time living or a weekend retreat. Take in stunning lake views right from your home and enjoy easy access to the water with neighborhood amenities including water access and a community dock. Whether you're relaxing on the porch or heading out for a day on the lake, this home delivers the perfect blend of comfort, convenience, and lifestyle. Don’t miss this opportunity to own a slice of Lake Guntersville!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s),LVP
  • Level: First
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Features: Recessed Lighting,LVP Flooring
  • Level: First
  • Area: 192

Features

  • Open Floorplan
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,416 sqft

Kitchen

  • Features: Eat-in Kitchen,Recessed Lighting,Built-in Features,LVP
  • Level: First
  • Area: 153

Laundry Room

  • Features: LVP
  • Level: First
  • Area: 49

Living Room

  • Features: Ceiling Fan(s),Recessed Lighting,LVP
  • Level: First
  • Area: 272

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s),LVP
  • Level: First
  • Area: 195

Property

Details

  • Parcel number: 0903080000003000

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Lake Guntersville

Lot

  • Lot size: 0.50 Acres

Parking

  • Parking features: Driveway-Paved/Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$273$3,276
Property Taxes $84$1,008
Electricity $240$2,881
Total$2,315$27,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,371/yr
40% on housing$69,450/yr
45% on housing$61,733/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$238
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$339,900
2026-04-15Listed for sale$365,000
2026-03-25Listing removed$369,900
2026-03-14Price change$369,900
2026-02-07Price change$375,000
2026-01-18Price change$385,000
2025-12-23Listed for sale$390,000
2025-12-18Listing removed$390,000
2025-11-06Listed for sale$390,000
2025-10-01Listing removed$390,000
2025-08-15Price change$390,000
2025-06-25Listed for sale$425,900

For Sale by Agent

AgentKynan Donovan
BrokerageA.H. Sothebys Int. Realty

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