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619 Belmont DRIVE, Watertown, WI, 53094

3beds
3baths
1,573sqft
$394,900
$251price/sqft
$2,721/moest. monthly cost
$108,840/yrincome needed

About This Home

Move-in-ready, new construction. The Harper, Plan 1573 makes every foot of the floor plan feel spacious. The first floor features an open-concept kitchen, dining, & gathering room area. The kitchen features quartz counters, an island w/ additional seating & stainless steel appliances. Alongside the main living areas is a convenient powder room. Venture upstairs, & you'll find the 3 private bedrooms w/ plenty of closet space, a shared hall bathroom, w/ quartz counters & a laundry room. The primary bedroom has a walk-in closet & features a private bathroom w/ quartz counters. This home has a full basement that has a below grade egress window, radon abatement system & rough-in's for a future bathroom. Concrete driveway and sodded lawn also included.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
4/10
Riverside Middle SchoolGrades 6-82.9 mi
4/10
Watertown High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Aluminum Trim,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Full Size Windows,Concrete,Radon Mitigation System,Sump Pump

Bathroom

  • Features: Stubbed For Bathroom on Lower,Tub Only,Master Bedroom Bath: Walk-In Shower,Master Bedroom Bath,Shower Over Tub,Shower Stall

Bedroom2

  • Level: Upper
  • Area: 132

Bedroom3

  • Level: Upper
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 80

Features

  • Walk-In Closet(s),Kitchen Island

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,573
  • Total interior livable area: 1,573 sqft

Kitchen

  • Level: Main
  • Area: 130

Living Room

  • Level: Main
  • Area: 240

Master Bedroom

  • Level: Upper
  • Area: 195

Property

Details

  • Parcel number: 29108150642107
  • Zoning: Residential
  • Exclusions: Seller's Personal Property,Washer/Dryer And Patio/Deck.

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 1501-1750

Lot

  • Lot size: 4,791 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$153$1,836
Property Taxes $401$4,812
Electricity $171$2,054
Total$2,721$32,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,291/yr
40% on housing$81,630/yr
45% on housing$72,560/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 53094$181
Jefferson County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 53094$205
Jefferson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-10Listed for sale$427,900
2026-01-10Listing removed$427,900
2025-06-25Listed for sale$427,900

New Construction

AgentJennifer Durand
BrokerageBielinski Homes, Inc.

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