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500 Steel Bridge Loop, Hickory, NC, 28601

4beds
2baths
1,688sqft
$399,900
$237price/sqft
$2,562/moest. monthly cost
$102,480/yrincome needed

About This Home

Year-Round Lake Views Discover this beautifully crafted Deltec home offering year-round views of Lake Hickory. This two-level retreat features on each level 2 spacious bedrooms, a full bathroom, and an open-concept kitchen and living area that’s perfect for both everyday living and entertaining. Natural light floods the interior, highlighting the warmth and character of the home’s unique design. Located just a short walk from Lake Hickory Marina and Wittenburg boat access, this property is ideal for lake lovers and outdoor enthusiasts. Whether you're enjoying your morning coffee with a view or heading out for a day on the water, this home offers the perfect blend of comfort, convenience, and natural beauty.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Bethlehem ElementaryGrades PK-52.1 mi
9/10
West Alexander MiddleGrades 6-84.6 mi
3/10
Alexander Central HighGrades 9-1210.1 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Laundry Closet,Lower Level,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Open Floorplan
  • Flooring: Carpet,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 1,688

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,688
  • Total interior livable area: 1,688 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Upper

Other

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0005390
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Lake Hickory

Lot

  • Lot size: 0.44 Acres
  • Features: Corner Lot,Views

Parking

  • Total spaces: 7
  • Parking features: Detached Carport,Driveway
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Alexander County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$144$1,728
Property Taxes $196$2,352
Electricity $200$2,405
Total$2,562$30,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,840/yr
40% on housing$76,860/yr
45% on housing$68,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 28601$170
Alexander County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 28601$183
Alexander County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$415,000
2025-11-03Listing removed$415,000
2025-06-25Listed for sale$415,000

For Sale by Agent

AgentGlenn Fisher
BrokerageLake Homes Realty LLC

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