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706 W Opal Ln, Hartford, SD, 57033

2beds
2baths
1,400sqft
$374,900
$268price/sqft
$2,772/moest. monthly cost
$110,880/yrincome needed

About This Home

Quality new construction twin home in a growing Hartford community! Enjoy zero-entry living with an open-concept layout, spacious living area, and functional kitchen. Main level features a primary suite, second bedroom/office, full bath, and laundry. Heated garage with water & drain. Unfinished basement offers room to expand and build equity--perfect for low-maintenance living!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Hartford Elementary - 05Grades K-20.9 mi
6/10

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Block

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Residential - Condo or Townhome

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom1

  • Area: 238
  • Dimensions: 14 x 17

Bedroom2

  • Area: 156
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Dining Room

  • Area: 196
  • Dimensions: 14 x 14

Features

  • Ceiling Fan(s)
  • Finished area above ground: 1,400

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Kitchen

  • Area: 182
  • Dimensions: 13 x 14

Property

Details

  • Parcel number: 95666

Lot

  • Lot size: 5,760 sqft
  • Lot size dimensions: 5,760

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Winter Weather
Hail
Strong Wind
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance $223$2,676
Property Taxes $508$6,096
Electricity $146$1,755
Total$2,772$33,264

Income You'd Need if You Spent...

35% on housing$95,040/yr
40% on housing$83,160/yr
45% on housing$73,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 57033$263
Minnehaha County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 57033$190
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$375,000

For Sale by Agent

AgentDavid Larson
BrokerageHegg Real Estate

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