5015 1st Ave, Bay Saint Louis, MS, 39520
About This Home
Enjoy the ultimate coastal lifestyle in this spacious waterfront home in Bay St Louis, offering an impressive 175 feet of water frontage in an easy location just off Hwy 603. Bring the family and friends because there is room for everyone with 5 bedrooms and 3 full baths plus two living areas. Perfectly elevated for peace of mind and capturing beautiful water views, this home features expansive outdoor living spaces including a wrap around upper deck ideal for relaxing, entertaining or enjoying breathtaking sunsets over the water. You will enjoy privacy as the home sits in the center of 3 lots, amidst numerous oak trees and a convenient elevated storage building. Inside the open-concept living area welcomes you with vaulted ceilings, abundant natural light and wood look flooring that complements the relaxed coastal design. The living and dining areas flow seamlessly together , creating a bright living space for gatherings. The kitchen offers generous cabinet storage and pantry space, and views that make everyday living feel like a retreat. There are two primary suites; one on the main level with two other bedrooms and a bath which provide flexibility for guests,family, or office. A large upstairs bonus living area offers even more room for recreation, media, or additional guest accommodations. The primary upstairs bedroom has a sitting area, and a spacious bath with double sinks, soaking tub and separate shower. Below the home, the expansive covered area provides parking, storage and the perfect shaded apace for entertaining, complete with room for outdoor eating, and all your waterfront gear. With 175 feet of frontage plus deck and dock space, with ample space for boating, kayaking, fishing and enjoying water right from your backyard. On Cool nights you will want to gather around the firepit as you. Make family memories for years to come. Located easy access, and just minutes from Old Town Bay St. Louis , dining, shopping and entertainment , this AFFORDABLE waterfront property offers perfect blend of comfort and casual living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Pilings/Steel/Wood
- Roof: Shingle
- Construction materials: Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air,Ductless
Interior Area
- Total structure area: 2,240
- Total interior livable area: 2,240 sqft
Property
Details
- Parcel number: 139a029163.000
Features
- Levels: Two
- Stories: 2
- Exterior features: Dock,Fire Pit
Lot
- Lot size: 7,405 sqft
- Features: Level,Rectangular Lot
- Lot size dimensions: 175 x 100
Parking
- Total spaces: 4
- Parking features: Carport
- Covered spaces: 4
- Carport: Yes
- Carport spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Cold Wave
- Heat Wave
- Inland Flooding
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hancock County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $588 | $7,056 |
| Property Taxes | $239 | $2,868 |
| Electricity | $208 | $2,499 |
| Total | $3,234 | $38,808 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Price change | $435,000 |
| 2026-02-24 | Listed for sale | $450,000 |
| 2026-02-05 | Listing removed | $470,000 |
| 2025-09-18 | Price change | $470,000 |
| 2025-06-25 | Listed for sale | $480,000 |
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