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1101 Moody Rd, Cleveland, TX, 77328

3beds
3baths
2,400sqft
$1,495,000
$623price/sqft
$10,273/moest. monthly cost
$410,920/yrincome needed

About This Home

Escape into 91 acres of unrestricted, heavily wooded land spread across two lots, plus an additional connected 6-acre tract with an RV-ready site, utilities, and private access from S Winter Road near Winter Bayou Road. Completed in 2022, the 3-bedroom, 2.5-bath home includes a generator, water well, and two-carport garage, one with an RV connection. Also on-site is a 1,000 sq ft older home with detached garage and two 40'x9.5' steel container buildings. Ag exempt for timber, the property offers 2 miles of trails, 1,500 ft bordering Sam Houston National Forest, 2,700 ft along a 250-acre bird sanctuary, and Winter Bayou access. Enjoy a 20x30 greenhouse, 5 bee hives, high-fenced fruit orchard with auto-watering, raised beds, hunting blinds, shooting range, fire pit, and equipment buildings. Experience unmatched privacy and opportunity. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
Street Elementary SchoolGrades PK-29.4 mi
2/10
3/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Other Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Gas Oven,Microwave,Gas Range,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Ceilings,All Bedrooms Down,En-Suite Bath,Primary Bed - 1st Floor
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Breakfast Bar,Island w/ Cooktop

Master Bathroom

  • Features: Full Secondary Bathroom Down,Half Bath,Primary Bath: Tub/Shower Combo,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 44422

Features

  • Fencing: Fenced

Lot

  • Lot size: 97 Acres
  • Features: Cleared,Other,Wooded,50 or more Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$1,280$15,360
Property Taxes $1,171$14,052
Electricity $263$3,162
Total$10,273$123,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$352,217/yr
40% on housing$308,190/yr
45% on housing$273,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$623This listing

vs Other Active Listings

Avg $/sqft

ZIP 77328$191
San Jacinto County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 77328
San Jacinto County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$1,495,000
2025-09-18Price change$1,650,000
2025-06-25Listed for sale$1,795,000

For Sale by Agent

AgentAdam Olsen
BrokerageeXp Realty, LLC

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