




1000 Santiago Trl, Cottleville, MO, 63304
About This Home
MOVE-IN READY on Homesite 107- This stunning 4 Bedroom, 3 and a half Bathroom residence boasts high end finishes showcasing modern luxury in the middle of Cottleville Trails. The spacious layout offers an open floor plan perfect for entertaining guests and fostering a sense of togetherness. The living space features a sleek fireplace ideal for gathering and relaxing. Each bedroom offers a personal haven for every family member, providing comfort and privacy. The open concept kitchen is the heart of the home creating a perfect space for your family's daily life. The backyard is a canvas for family fun and entertaining guests. Located in Francis Howell Schools you'll love the safe and vibrant community, all the amenities and conveniences right at your doorstep, and easy access to Downtown Cottleville! This home is a true gem that seamlessly combines luxury, style, and functionality for your perfect family living experience. This home will not last – schedule your appointment today!
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Roof: Architectural Shingle
- Construction materials: Other,Shake Siding,Stone,Vertical Siding
Other
- Builder name: Mckelvey Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Craftsman,Modern,Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Gas Cooktop,Dishwasher,Disposal,Microwave,Built-In Gas Oven,Water Heater
- Laundry features: Laundry Room,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Concrete,Other,Unfinished
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 132
- Dimensions: 12x11
Bedroom3
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 143
- Dimensions: 13x11
Bedroom4
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 182
- Dimensions: 13x14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Breakfast Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: First
- Area: 140
- Dimensions: 10x14
Dining Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: First
- Area: 192
- Dimensions: 12x16
Family Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: First
- Area: 300
- Dimensions: 15x20
Features
- Breakfast Room,Butler Pantry,Double Vanity,Eat-in Kitchen,High Ceilings,Kitchen Island,Lever Faucets,Open Floorplan,Other,Pantry,Master Downstairs,Separate Shower,Shower,Walk-In Closet(s),Walk-In Pantry
- Flooring: Carpet,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric,Family Room
- Fireplace: Yes
- Finished area above ground: 2,696
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 2,696 sqft
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: First
- Area: 192
- Dimensions: 16x12
Loft
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 120
- Dimensions: 12x10
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: First
- Area: 208
- Dimensions: 13x16
Property
Details
- Parcel number: 30018D487000107.0000000
- Special condition: Standard
Features
- Levels: One and One Half
- Pool features: Community,Fenced,In Ground,Outdoor Pool
- Patio & porch: Covered,Front Porch,Rear Porch
- Exterior features: Lighting,Other
Lot
- Lot size: 0.33 Acres
- Features: Adjoins Common Ground,Back Yard,Corner Lot,Front Yard,Landscaped,Other,Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,888 | $46,656 |
| Home Insurance * | $480 | $5,760 |
| Property Taxes | $679 | $8,148 |
| Electricity | $205 | $2,470 |
| Total | $5,252 | $63,024 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Price change | $788,963 |
| 2026-02-04 | Price change | $798,963 |
| 2025-08-21 | Price change | $808,963 |
| 2025-07-17 | Price change | $815,925 |
| 2025-06-26 | Listed for sale | $834,905 |
