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3720 SE 21st Pl, Cape Coral, FL, 33904

2beds
2baths
1,352sqft
$319,000
$236price/sqft
$2,526/moest. monthly cost
$101,040/yrincome needed

About This Home

Charming Cape Coral Oasis: Perfect Florida Living Welcome to this meticulously maintained home in a coveted Cape Coral location, just moments from the Caloosahatchee River. This thoughtfully designed residence offers the perfect blend of comfort and Florida lifestyle. Home Highlights 2 spacious bedrooms and 2 fully tiled bathrooms Open concept floor plan ideal for entertaining Beautiful western exposure for stunning sunsets Premium tile flooring throughout Gleaming granite countertops and coordinating backsplash in kitchen Outdoor Living Spaces Inviting screened lanai with spa Private tiled patio off master bedroom with slider access Comfortable outdoor furniture perfect for relaxation Professional landscaping creates a tropical atmosphere Expansive 50-foot driveway Additional Features Professional-grade garage with designer black and blue epoxy flooring Substantial 16' x 10' storage shed, built to last Prime location off the river Comfortable, move-in ready condition Excellent dry lot position Location Benefits Prime Cape Coral setting Close proximity to waterfront Easy access to dining, shopping, and entertainment Convenient to major roadways This well-appointed home offers the perfect opportunity to enjoy the sought-after Florida lifestyle in one of Cape Coral's most desirable areas. The combination of indoor comfort and outdoor living spaces creates an ideal setting for both relaxation and entertaining. Perfect for those seeking a low-maintenance property that doesn't compromise on style or comfort. This home represents the ideal balance of Florida charm and modern conveniences.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Cape Elementary SchoolGrades PK-51.5 mi
6/10
Gulf Middle SchoolGrades 6-85.1 mi
4/10
Cape Coral High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1973

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Ice Maker,Microwave,Refrigerator,RefrigeratorWithIce Maker,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Bedroom on Main Level,Eat-in Kitchen,Shower Only,Separate Shower,High Speed Internet,Split Bedrooms,Screened Porch
  • Window features: Casement Window(s),Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,709
  • Total interior livable area: 1,352 sqft

Property

Details

  • Parcel number: 054524C300563.0340
  • Lease amount: 0
  • Zoning description: R1-D

Features

  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Fruit Trees,Patio,Room For Pool,Storage
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 10,628 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 85 x 125 x 85 x 125

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$257$3,084
Property Taxes $459$5,508
Electricity $197$2,366
Total$2,526$30,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,605/yr
40% on housing$75,780/yr
45% on housing$67,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 33904$297
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33904$258
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-24Listed for sale$319,000
2025-08-29Listing removed$315,000
2025-06-05Price change$315,000
2024-11-18Listed for sale$329,000
2021-05-28Sold$230,000
2019-01-29Listing removed$260,000
2018-08-21Price change$260,000
2018-08-17Listed for sale$240,000
2005-04-07Sold$214,900

For Sale by Agent

AgentHerbert Hofmann
BrokerageStarlink Realty, Inc

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