See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3518 SE 8th Pl, Cape Coral, FL, 33904

2beds
1baths
1,100sqft
$240,000
$218price/sqft
$1,952/moest. monthly cost
$78,080/yrincome needed

About This Home

Charming 2-Bedroom Home in SE Cape Coral’s Yacht Club Area Welcome to this cozy, move-in-ready single-family ranch in one of Cape Coral’s most desirable neighborhoods. Perfect for first-time buyers or those seeking an affordable slice of Florida living. 2 Beds | 1,250 sq ft ,Brand new roof (2023) , Tile flooring throughout the entire home (recent upgrade) , fenced backyard with mature landscaping , 1-car garage + driveway , No HOA , No flood insurance required (Zone X) This well-maintained home features a bright open-concept layout, fresh tile floors throughout, and a peaceful setting on a quiet street with excellent community vibes. Enjoy walkability to the Yacht Club Community Park, fishing pier, marina, and nearby restaurants. Prime Location Perks: Close to parks, boating access, and waterfront views Minutes from shopping, dining, and Fort Myers bridges Family-friendly neighborhood with a strong community feel This home offers great potential for personalization and plenty of room to grow. Ideal for couples, young professionals, or small families! Homes like this move fast — Schedule your private showing today!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Pelican Elementary SchoolGrades PK-51.4 mi
7/10
Gulf Middle SchoolGrades 6-83.4 mi
5/10
Cape Coral High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1984

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida,Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Freezer,Microwave,Refrigerator
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-in Features,Bedroom on Main Level,Bathtub,Living/Dining Room,Main Level Primary,Pantry,Separate Shower,Cable TV,Split Bedrooms,Workshop,Workshop
  • Window features: Single Hung,Shutters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,450
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 064524C100450.0400
  • Lease amount: 0
  • Zoning description: R1

Features

  • Stories: 1
  • Patio & porch: Open,Patio,Porch
  • Exterior features: Patio,Shutters Manual
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 80 x 125 x 80 x 125

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Two Spaces
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$193$2,316
Property Taxes $349$4,188
Electricity $197$2,366
Total$1,952$23,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,925/yr
40% on housing$58,560/yr
45% on housing$52,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 33904$298
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33904$258
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$240,000
2026-07-13Price change$255,000
2026-06-17Price change$260,000
2026-06-01Listed for sale$269,000
2022-07-10Listing removed--
2022-06-14Price change$320,000
2022-06-08Listed for sale$330,000
2021-09-14Sold$225,000
2021-07-14Pending sale$240,000
2021-07-10Listed for sale$240,000
2018-10-31Sold$144,000
2018-08-24Pending sale$144,000
2018-08-10Price change$144,000
2018-08-03Price change$152,900
2018-07-13Listed for sale$167,000
1997-02-26Sold$59,000

For Sale by Agent

AgentPaul Russell
BrokerageCentury 21 Sunbelt Realty

Similar Homes